Mortgage Loan Officer - Huntsville Area | Full-Time

Avadian Credit Union•Huntsville, AL

About The Position

Primary Job Role: Originates, acquires, and markets quality residential loans, including top-tier construction loan options and in-house portfolio loan products designed to help Mortgage Loan Officers close outside-the-box loans. Develops marketing and promotional strategies to attract new business, while networking and building community relationships with business professionals and related organizations.

Requirements

Outside sales background in mortgages REQUIRED.
Proven track record of superior sales performance.
Knowledge on agency and investor regulations and guidelines.
Strong verbal and written communication and presentation skills.
Capacity to work independently and ability to participate productively as part of a team in a fast pace environment.
Demonstrate the ability to create a network of centers of influence that make referrals.
One year as a Loan Officer or Loan Originator with outside sales experience is required.
Must have excellent verbal and written communications skills.
Demonstrated success in building and maintaining referral networks within the mortgage industry, including realtors, builders, financial planners, and other strategic partners.

Nice To Haves

College degree in a related field preferred, but not required.

Responsibilities

Acquire new mortgage loans by solicitation and marketing, and maintain a quality network of business relationships.
Develop and execute marketing plan based on monthly and quarterly production standards.
Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
Structure loans in accordance with established lending practices and federal regulatory requirements.
Demonstrate a commitment to professional ethics and complying with all Federal and State laws and regulations.
Examine surveys and appraisals to identify and address encroachments, violations, or other discrepancies as needed.
Cross-sells other Credit Union services to members.
Prepare and analyze all documents required for real estate loans.