Mortgage Loan Officer- Columbia

Dieterich Bank•Columbia, IL

About The Position

Dieterich Bank is looking for a Mortgage Loan Officer to join our team in Columbia, IL. The Mortgage Loan Officer will develop relationships and solicit business from current customers, referrals, and walk-in customers. This position will accept the application, grant approval, and process and originate mortgage and consumer loans for the Bank. The objective is to assist borrowers in evaluating their opportunity to borrow money to invest in a home. A day in the life of a Mortgage Loan Officer: As a Mortgage Loan Officer, you'll play a crucial role in building business relationships and acquiring customers through networking efforts, leveraging your sales expertise to promote our products effectively. Your daily tasks will include analyzing applicants' needs, financial standings, credit profiles, and property evaluations to determine feasibility of granting loans. Furthermore, you'll educate customers about the various loan types and credit options available, ensuring they understand the terms and conditions associated with our services. Serving as the primary point of contact, you'll address any inquiries or concerns raised by customers promptly. It's also essential to remain current with evolving laws and regulations governing the mortgage industry to maintain compliance and provide top-notch service.

Requirements

Bachelor's degree in business administration, finance, or related field OR equivalent experience
3+ years of banking experience
Sales ability to market Bank products to customers
Excellent communication skills (verbal and written)
Ability to work independently and with others successfully
Detail-oriented focus
Ability to meet deadlines
Problem-solving skills
Ability to learn and use the Bank's core and software systems
Organizational skills
Time management skills
Ability to make decisions
Proficient in Microsoft Office

Responsibilities

Develop relationships and solicit business from current customers, referrals, and walk-in customers.
Accept the application, grant approval, and process and originate mortgage and consumer loans for the Bank.
Assist borrowers in evaluating their opportunity to borrow money to invest in a home.
Build business relationships and acquiring customers through networking efforts.
Analyze applicants' needs, financial standings, credit profiles, and property evaluations to determine feasibility of granting loans.
Educate customers about the various loan types and credit options available, ensuring they understand the terms and conditions associated with our services.
Address any inquiries or concerns raised by customers promptly.
Remain current with evolving laws and regulations governing the mortgage industry to maintain compliance and provide top-notch service.