Mortgage Loan Officer - Phoenix, AZ
About The Position
Farm Bureau Mortgage is expanding our national in-house sales team and seeking an experienced, motivated Mortgage Loan Officer who thrives in a high-volume environment. If you excel at converting warm leads, delivering exceptional service, and structuring mortgage solutions across multiple loan programs, we’d love to talk with you. We are a rapidly growing national mortgage division operating in all 50 states. As a Non-Delegated Correspondent lender partnered with many top investors, we offer a wide range of competitive mortgage solutions to meet nearly every borrower need. All leads are provided—no self-sourced business required—creating a strong platform for success for high-performing MLOs. This role offers guaranteed base hourly rate + tiered commission structure with uncapped earning potential.
Requirements
- Bachelor's degree in finance, business administration, or a related field preferred.
- Minimum 3+ years of recent MLO experience in a high-volume environment required.
- Strong understanding of mortgage products, including conventional, FHA, VA, USDA loans and, HELOC/Second Mortgages as well as knowledge of mortgage underwriting guidelines and regulations.
- Active NMLS license required.
Responsibilities
- Build Farm Bureau Mortgage brand.
- Handle 100% inbound leads generated through Farm Bureau Bank channels and strategic partnerships
- Originate mortgage loans from leads generated through various channels, including current and past bank customers, referrals, marketing campaigns, and partnerships.
- Educate borrowers on available mortgage products, interest rates, and terms, and assist them in selecting the best loan option to meet their financial goals.
- Guide borrowers through the mortgage application process, including gathering required documentation, conducting credit checks, and facilitating the underwriting process.
- Provide exceptional customer service throughout the loan origination process, addressing borrower inquiries, concerns, and requests in a timely and professional manner.
- Collaborate with internal teams and external vendors/partners, including underwriters, processors, and closers, to ensure smooth and efficient loan processing and closing.
- Develop and maintain relationships with Farm Bureau members, leaders, real estate agents, financial advisors, and other referral sources to generate new business opportunities.
- Stay informed about industry trends, market conditions, and regulatory changes affecting the mortgage lending landscape.
- Maintain compliance with all federal, state, and local regulations governing mortgage lending practices and ensure adherence to Farm Bureau Bank's policies and procedures.
Benefits
- Guaranteed base hourly rate + tiered commission structure with uncapped earning potential
- Affordable Medical, Dental and Vision coverage
- Outstanding 401k – Employer match up to 5%
- Paid Volunteer Hours
- Accrued Paid Time Off (PTO) & Paid Holidays
- Life Insurance and Long-Term Disability (company paid)
- Continuing Education Opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
