Mortgage Loan Officer

BRYANT BANK • Hoover, AL

32d

About The Position

Position Summary: The Mortgage Loan Officer is responsible for helping customers achieve their homeownership and financial goals by providing expert guidance throughout the mortgage lending process. This role will independently originate, evaluate, and manage mortgage loan applications in accordance with bank policies, investor requirements, and federal regulations. The ideal candidate brings extensive industry experience, a proven production history, and strong referral relationships.

Requirements

• Ability to build, grow, and sustain long-term business relationships with realtors, builders, financial advisors, and customers.
• Excellent verbal and written communication skills with the ability to provide clear guidance to borrowers.
• Advanced knowledge of residential mortgage products, including Conventional, FHA, and VA loans.
• Strong understanding of mortgage industry regulations, underwriting requirements, secondary market standards, and investor guidelines.
• Highly organized with the ability to prioritize tasks, manage multiple deadlines, and work independently in a fast-paced environment.
• Strong sales skills with the ability to generate, nurture, and convert leads.
• Bachelor’s degree and substantial experience in mortgage lending or an equivalent combination of education and experience.
• Minimum 5–7 years of experience in mortgage loan origination or mortgage banking required.
• Must be registered, or eligible for registration upon hire, with the Nationwide Mortgage Licensing System (NMLS).

Nice To Haves

• Prior experience in a bank environment or with portfolio lending is a plus.

Responsibilities

• Independently originate and evaluate mortgage loans in compliance with bank guidelines, underwriting standards, and secondary market requirements.
• Manage a high-volume pipeline while meeting multiple and sometimes competing deadlines.
• Maintain strong working knowledge of compliance requirements, including ATR/QM and TRID.
• Proactively develop new business through existing customers, referral partners, and community relationships.
• Maintain and grow a high-quality, self-sourced portfolio of mortgage production.
• Performs other related duties as assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level