Mortgage Loan Officer (External) - Colorado Springs, CO

Ent Credit Union•Colorado Springs, CO

13d•$60,000 - $60,000

About The Position

Join the team behind the numbers: the #2 market share lender in Colorado Springs and the #1 financial institution for mortgage lending in the Colorado Springs MSA. The primary purpose of this position is to work with Ent's members and potential members to assist them in identifying and securing a mortgage loan that is appropriate for achieving their financial goals, including home ownership. Mortgage loan officers respond to and follow up on member inquiries that come from multiple sources. The loan officer will collect and analyze the member's financial information and assess the member's financing circumstances to determine which mortgage product might best fit their needs. This includes reviewing competing offers from other mortgage lenders and understanding the positive and negative features of many loan products.

Requirements

High School Diploma/G.E.D. or equivalent.
1+ years' of mortgage industry origination or sales experience.
NMLS Registration in good standing.
Driver's license with acceptable driving record.

Nice To Haves

5+ years' of mortgage experience with 2+ years in mortgage sales origination.
Detailed understanding of FNMA, CHFA, FHA, and VA products and underwriting requirements.
Understanding of Non-profit down payment programs available to members.
Desktop Underwriter (DU) knowledge.
Strong technical experience to include; PC's, excel, database software and web knowledge.
Strong external sales and networking skills.
Excellent communication skills.

Responsibilities

External Realtor/Business development contacts, events, shows, seminars, education, committees.
Take applications and review initial findings & decision.
Analyze asset, income and DU required data independently.
Collect data and appraisal fees.
Continuing education.
Refer to other Ent departments (EIS/CRE/Etc).
Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Benefits

Health Benefits: Affordable insurance, 24/7 doctor access, and a nationwide provider network.
401(k): 3% automatic contribution after three months, plus up to 6% matching.
Paid Time Off: During your first year, enjoy 16 days of paid time off (PTO) plus 9 paid holidays. And it grows from there.
Volunteer Time Off: Paid time off to give back to the community.
Education Support: Up to $10,000 annually for higher education and assistance for certifications.
Exclusive Discounts: Significant savings on home, car, and personal loans.

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