Mortgage Loan Officer

Lake Michigan Credit UnionLebanon, ME
273dOnsite

About The Position

LMCU is looking for an energetic and passionate Mortgage Loan Officer who will be responsible for responding to inquiries and working with members and prospective members looking to obtain Mortgage Financing for the purchase/construction of a new home or the refinance of an existing property. An individual in this role will act as a trusted financial partner to provide financing solutions that meet the goals of the member. As a Loan Officer in our Member Direct channel you will be part of a growing team that works together in a dynamic centralized Call Center environment. In Member Direct lending you will be provided with leads and opportunities to assist Lake Michigan Credit Union Members.

Requirements

  • Two to three years of previous experience in Mortgage Sales or Mortgage Banking in a related area.
  • Previous sales experience is a plus.
  • Maintaining an active registration with the National Mortgage Licensing System (NMLS) is required.
  • Ability to work independently and effectively handle multiple, simultaneous, and changing priorities.
  • Strong written and verbal communication skills.

Responsibilities

  • Engage with prospective members to build rapport and determine their financial needs and goals.
  • Review LMCU's portfolio of products and services to find the best financing solution to offer to the member.
  • Review and evaluate credit, income and asset information to ensure members meet product guidelines.
  • Produce and submit complete and quality Loan Applications.
  • Manage leads from various sources including online applications, inbound call queues, and outbound sales opportunities.
  • Follow-up on potential mortgage opportunities and maintain consistent professional contact with members throughout the process.

Benefits

  • Weekly Pay / Eligibility for yearly merit pay increases
  • Comprehensive Health & Wellness package including Medical (with prescription coverage), Dental, and vision
  • Matching Health Savings Account Contributions, Dependent Care flexible spending account (FSA)
  • Retirement options like 401 (k) with company match and pension.
  • Paid time off: Vacation, paid holidays, paid volunteer time, sick days, & flex time.
  • Tuition reimbursement
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