Mortgage Loan Officer

Tomo • New York, NY

299d • $150,000 - $200,000

About The Position

Tomo's mission is not just to make homebuying joyful, or to make homebuying easy, or to make homebuying fast. Tomo's mission is to advantage the homebuyer. Everyone else is in line ready to take their cut from a homebuyer - and all too often that cut is not deserved. We are by their side trying to give them a leg up, trying to give them information others don't have, give them advice others don't have, give them a lower cost that others don't have - all that they can use to achieve better outcomes than they'd be able to otherwise. Tomo is a FinTech startup that improves the home buying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo raised a record setting seed round of $70 million and plans to change the future of how homebuyers finance their home purchases. Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer-centric, streamlined, joy-filled process. Loan Advisors specialize in developing and maintaining real estate agent partnerships that yield close personal relationships and high converting client referrals. They take great pride in understanding each homebuyer's unique goals and needs, and guiding them in their decision to choose Tomo for their mortgage financing needs. Beyond producing high quality loans, the goal is to build a memorable experience that will ensure customers enjoy the home buying process. To accomplish this goal, Tomo is seeking Loan Advisors that help innovate and drive friction out of the mortgage customer experience.

Requirements

• Residential mortgage lending (2+ years and active licenses).
• World class at taking buyers from 'hello' to 'keys in hand.' Fearless in the pursuit of excellence and perfecting your craft.
• Communication expert - both externally with agents and clients as well as internally with Tomo team members.
• Building relationships quickly (with clients and real estate agents).
• Balancing a 'hunter' and 'gatherer' mindset.
• Industry knowledge of loan products and pricing strategies.
• Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA).
• Multitasking and keeping files organized.
• Perceiving problems and anticipating needs of customers, real estate agents or partners.
• The drive to build something new. Detail-oriented with a strong focus on quality.

Nice To Haves

• Experience in a startup environment.

Responsibilities

• Advise Tomo's prospective homebuyers and guide them through the mortgage loan process.
• Work hand in hand with our other sales teams to ensure smooth and frictionless manufacturing of loans.
• Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the business.
• Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach.
• Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting.
• Quote rates and guidelines with accuracy and fairness.
• Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process.

Benefits

• OTE for this role will be ~$150,000-$200,000

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Publishing Industries