Mortgage Loan Closer (TPO & Specialty Products)
About The Position
Luminate Bank® is more than a bank—we're Banking Brighter® by making financial success simple, accessible, and rewarding. Whether you're purchasing a home, growing your savings, or planning for long-term stability, we offer expert guidance and personalized solutions to illuminate your path. Our seamless digital banking, tailored lending options, and wealth-building strategies empower you to take control of your financial future. With competitive rates, clear insights, and a customer-first approach, we help you make informed decisions with confidence. No matter where you are in your journey, Luminate Bank® is here to support you every step of the way. Position Overview: We are seeking an experienced Full-Time Closer to add to our Specialty Programs Team
Requirements
- High school graduate or equivalent
- Thorough knowledge of general administrative and clerical systems
- At least 3 years of prior closing experience or loan related positions
- Good verbal and public relations skills
- Strong typing abilities
- Basic math skills
- MS Office Suite
- Well organized and detail oriented
- Analytical ability
- Self-Starter
Nice To Haves
- Experience with business purpose transactions and entity vesting preferred
Responsibilities
- Prepare and disclose Initial and Final Closing Disclosures
- Knowledgeable of Conventional, TPO and Non-QM guidelines, policies and procedures
- Prepare and release Loan Documents to escrow or title company.
- Review and balance closing disclosures and advise of corrections as needed.
- Review Lock Confirmation and Underwriter Approval to ensure loan is closed in accordance to underwriting, state and federal guidelines.
- Act as correspondent between title company, operations team and loan officer
- Review Title Policy, Tax Certs, Hazard Insurance and Surveys for accuracy
- Data entry for all additional items needed to complete closing documents and closing instructions to settlement agent.
- Maintain communications with attorneys for closing document quality and accuracy.
- Prioritize assignments and schedule workload to meet critical deadlines and have the ability to manage a high volume of loan activity with a high degree of accuracy.
- Expected to help with post-closing functions as needed.
Benefits
- Excellent benefits package including health, pretax HSA, FSA accounts and dental & vision
- Life and AD&D Insurance, as well as additional voluntary benefit possibilities
- 401K with robust company match
- Flexible PTO program
- Earned Sick & Safe Time (ESST)
- The opportunity to work for the Midwest’s fastest growing lender
- We are an equal opportunity employer and value diversity in our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
