The Mortgage Lending Loan Closer / Seller is responsible for the successful Closing, Post-Closing, and Secondary Market duties of 1st trust mortgage loans and home equity loans and manufactured home loans (MHL). This role ensures compliance with internal policies, investor guidelines, and regulatory requirements while maintaining the commitment to delivering a high-quality member experience throughout the loan closing process. CLOSING: Receipt of a clear to close loan application file from the Mortgage Loan Processor following underwriting approval. Prepare closing instructions and execute procedures to close and fund residential mortgage loans, including manufactured home loans-in accordance with company and investor policies. Coordinate with title companies and other third parties to ensure timely and accurate closings. Ability to educate members on loan terms, closing procedures, and post-closing expectations. POST CLOSING: Prepares mortgage files for servicing or delivery to investors ensuring completeness and compliance with SFFCU and/or investor guidelines. Tracks closed loan files for post funding and trailing document items and initiate any changes/corrections that are needed. Deliver files for internal and external audits and maintain retention schedules. SECONDARY MARKET: Update mortgage pricing daily in accordance with Signal pricing guidelines. Process all rate lock and change requests in a timely manner. Ensure accurate lock data across systems and timely delivery of loans for investor purchase. Monitor investor commitments and manage expirations proactively.