Mortgage Loan Administrator

RNB State Bank•Longmont, CO

About The Position

Front Range State Bank is a locally managed independent community bank founded in 1899 with locations in Colorado and Wyoming, offering an array of customized and personalized banking services that meet the needs of businesses and personal clientele. Front Range State Bank takes pride in developing personal relationships with its clients while maintaining the highest level of professional service. Our mission is to not only provide personalized banking services for our clientele, but to encourage our staff to personally contribute to making a difference in the communities that we serve. The Bank is also working towards being a community leader that balances purpose with profit by considering the impact of its decisions on its workers, customers, suppliers, community, and the environment. What we are looking for: Front Range State Bank is looking for a driven, reliable, hardworking employee who wants to make a difference and provide exceptional customer service for our clients and in our community. If your goal is to build a career that is impactful & fulfilling, consider joining our dedicated team. Candidate should be located within the Front Range of Colorado. The Mortgage Loan Administrator will be a key role in the origination of all 1-4 unit residential real estate loan products. This role will work alongside the Mortgage Origination Manger to assure the quick and efficient origination of in-house mortgages, HELOCs, construction loans, secondary market loan, bridge loans, as well as any other 1-4 unit residential loan products the bank offers.

Requirements

A bachelor's degree in a financial services related field is preferred.
3+ years Mortgage Loan Administration experience required.
Ability to understand complicated situations and communicate them in a succent and efficient manner.
Must be fluent (reading/writing/speaking) in English.
Ability to work with mathematical concepts such as fractions, ratios, percentage, basis points, and proportions.
Ability to define problems, collect data, establish facts and draw valid conclusions.
Able to adjust quickly to different work situations; remain composed under pressure and in stressful situations.
Team player who must embrace change and see change as opportunity.
Must be willing to express and support management’s ideas to affected staff.
To perform this job successfully, an individual must have the ability to adapt to new technological systems such as an LOS, a POS, and various investor portals.

Nice To Haves

The ability to read, write, and speak Spanish is preferred but not required.
Knowledge of Word and Excel is preferred but not required.
Existing NMLS registration

Responsibilities

Serve as subject matter expert for all 1-4 units residential real estate products, assisting Officers with the vetting of potential customers.
Assist the Mortgage Origination Manager with the continued maintenance of residential real estate related technology platforms.
Review loan application files for accuracy and completeness, including a pre-underwriting review process.
Responsible for issuing TRID documents as well as closing documents.
Validate and verify loan application data related to assets, liabilities, income, debts, employment, etc.
Submit loan applications to underwriting.
Order applicable documents from third party vendors, i.e. hazard insurance, HOA documents, title documents, etc.
Assist in mortgage loan pipeline management, including, but not limited to, tracking regulatory deadlines, status of each application within the origination process, ordering of appraisals, closing date, etc.
Process rate lock requests.
Assist in overseeing multiple loan files within the closing pipeline.
Assure all Federal & State regulations are adhered to.
Update information in the loan operating system.
Assist in the coordination among all parties in the mortgage lending process.
Master the Bank’s loan operating system.
Communicate with and facilitate processes and parties in the origination process.
Operate within a team environment and effectively communicate with customers, lenders, processors, closers and underwriters.
Maintain a high level of customer satisfaction. (internal/external)
Provide new Bank Officers with training on mortgage processes and procedures.
Performs all other duties as assigned.

Benefits

401(k)
Profit Sharing Plan
401(k) Matching
Medical, Dental and Vision Insurance
Heath Savings Account with company contribution
Employer paid Life/LTD AD&D Insurance
Paid Vacation, Sick and Holiday time
Flexible Spending Account
Professional Development Resources/Tuition Reimbursement
Employee Assistance Program
An annual bonus may be paid to eligible employees based on organization & individual performance.