Mortgage Home Loan Advisor

First Bank • Omaha, NE

56d

About The Position

MORTGAGE HOME LOAN ADVISOR (COMMISSION-ONLY)

Do you hate sitting in an office all day? This position actually requires that
you spend more than 80% of your time outside of your office. Like meeting new
people and helping people to finance a new home? Read further to check out this
opportunity.

Requirements

• HAVE A HIGH SCHOOL DIPLOMA OR GENERAL EDUCATION DEGREE (GED) HAVE ONE TO TWO YEARS RELATED EXPERIENCE AND/OR TRAINING
• ARE PROFICIENT WITH WINDOWS-BASED SOFTWARE
• HAVE THE ABILITY TO DRIVE A CAR OR OBTAIN OTHER RELIABLE TRANSPORTATION IS REQUIRED
• ARE ABLE TO SPEAK, READ, WRITE AND EFFECTIVELY INTERPRET DOCUMENTS AND REPORTS
• HAVE COMPETENT MATH SKILLS
• ARE REGISTERED UNDER THE NATIONWIDE MORTGAGE LICENSING SYSTEM (NMLS) - REQUIRED UPON HIRE
• ARE SELF-MOTIVATED AND EXTREMELY DETAIL ORIENTED
• THRIVE IN A FAST-PACED, CONSTANTLY CHANGING ENVIRONMENT

Responsibilities

• Sourcing leads for mortgage home loans
• Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.
• Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan
• Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns
• Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met
• Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program
• Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process

What This Job Offers

• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 1,001-5,000 employees