Mortgage Credit Operations Specialist

Dacotah Banks•Aberdeen, SD

43d

About The Position

The Mortgage Credit Operations Specialist supports the residential lending function by preparing documents, onboarding, servicing, and imaging residential real estate loan documents. They will perform tasks related to residential real estate loans and are responsible for various reporting functions and administrative tasks to support the Credit Operations Department.

Requirements

self-motivated
detail-oriented
excellent organizational, communication, and customer service skills
Must view oneself as part of an overall team which includes supporting others within the department
Must work well with deadlines, be able to multitask, and work independently
Must have a high regard for details, be able to detect errors and follow through on corrections
Must be willing and able to adapt to change
have a general understanding of the lending function
possess general knowledge of computer software applications including the bank's loan platforms

Nice To Haves

Banking experience or knowledge is preferred.

Responsibilities

Accurate and timely preparation of residential real estate loan documents along with review functions to ensure compliance with regulatory requirements and bank policies.
Onboarding and servicing functions related to residential real estate loans on the bank's core system. This includes maintenance functions, processing payments, reviewing various notices and reports, and checking back the prior day's work.
Responsible for storing documents and configuring residential real estate loans in the document imaging system.
Works with various investors and servicers on loan delivery. Reviews mortgage filings, title work and searches to ensure collateral is perfected and lien position is maintained.
Researches investor/insurer guidelines to ensure compliance with requirements. Work with customers with escalated issues, counsel delinquent borrowers on repayment options, work with foreclosures of property. Prepare and distribute payoff quotes and order documents from investors.
Perform tracking functions to ensure current insurance coverage and real estate taxes are paid current. Will also review private mortgage insurance coverage, MERS, and forced placed insurance.
Assists with creation and maintenance of procedural documents related to job functions.
Performs administrative functions as needed and other duties as assigned.

Benefits

Health Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage
Dental Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage
Health Savings Account
Life Insurance for the employee and family
Paid Vacation and Sick Time
Retirement Plan Options
Additional Perks and Benefits

Stand Out From the Crowd

Upload your resume and get instant feedback on how well it matches this job.

Upload and Match Resume