Mortgage Closing Disclosure Specialist

Mercantile Bank Corporation•Alma, MI

51d•Hybrid

About The Position

Join Mercantile Bank as a Mortgage Closing Disclosure Specialist and immerse yourself in a dynamic, fast-paced environment where your passion for mortgages can flourish. Enjoy the excitement of managing critical deadlines while collaborating with a fun, energetic team dedicated to excellence and customer-centric solutions. This role offers flexibility to work a hybrid schedule, once trained, allowing you to have time in the office and at home. This opportunity, located in Grand Rapids or Alma, MI markets, empowers you to grow within the banking industry while contributing to our core values of integrity and innovation. As a Mortgage Closing Disclosure Specialist at Mercantile Bank, you will play a pivotal role in the residential mortgage process, engaging in a variety of essential tasks such as preparing initial and re-disclosed Loan Estimates and preliminary Closing Disclosures. Your attention to detail ensures compliance with federal and state regulations alongside internal policies, safeguarding the integrity of our operations. You will manage the incoming loan pipeline and the re-disclosure queue in alignment with TRID regulations, verifying complete applications and accurate fees. By collaborating with Mortgage Loan Officers, Processors, Closers, and Underwriters, you will uphold our high service standards while providing timely disclosures to clients. Your customer-centric approach and commitment to compliance will shine as you build relationships with title companies and settlement agents. This role leverages your skills in a fast-paced environment, making a meaningful impact within Mercantile Bank's vibrant culture and innovative atmosphere.

Requirements

A high school diploma or GED
1 - 3 years of banking and/or mortgage experience
Knowledge of mortgage operations and practices, regulations and lending guidelines
Exceptional time management skills
Strong analytical and problem-solving abilities
Verbal and written communication skills
Keen sense of organization and attention to detail

Nice To Haves

Familiar with mortgage regulations, TRID guidelines, and title policies

Responsibilities

Verify mortgage loans are set up appropriately and comply with all policies and regulations.
Initiate appropriate disclosures while maintaining deadlines.
Contribute to the success of the team and to the satisfaction of our customers.
Preparing initial and re-disclosed Loan Estimates and preliminary Closing Disclosures.
Manage the incoming loan pipeline and the re-disclosure queue in alignment with TRID regulations, verifying complete applications and accurate fees.
Collaborating with Mortgage Loan Officers, Processors, Closers, and Underwriters
Build relationships with title companies and settlement agents.