Mortgage Advisor

FORUM Credit Union•Fishers, IN

24d

About The Position

FORUM’s primary mission can be summed up in one simple, yet sincere statement:Helping Members Live Their Financial Dreams. Voted Best Places to Work in Indiana for the past seven years, FORUM is dedicated to enriching the lives of our employees so we can in turn enrich the lives of our members. As a Mortgage Advisor, a typical day might include the following: Conduct mortgage application interviews of applicants generated through established contacts: SEGs, Direct Requests, Payoff Requests, Expired Applications, FORUM Marketing Events, and Outside Referral Sources etc. Develop contacts in the real estate industry and other outside sources to produce additional mortgage loans by performing pre-approvals and providing borrower education. Ensure all client contact, disclosures, and client involvement are done in compliance with applicable federal and state regulations. Develop proficiency in lending guidelines for all investors and correspondent relationships with FORUM Mortgage and keep informed of the changes in the mortgage industry. Ensure a smooth and timely mortgage process and closing by: Pre-qualifying applicants. Counseling customers on the mortgage products and the process. Submitting borrower files to Underwriting for Pre-Approval Obtaining all necessary documents and information. Keeping all involved parties up-to-date on the status of the loan.

Requirements

College degree or equivalent work experience
Sales and/or financial industry experience required, mortgage loan training provided
Must be able to obtain NMLS # and meet all State and Federal requirements.
Proficient computer skills (Microsoft Office software)

Nice To Haves

High level of customer service and interpersonal skills
Ability to develop contacts and network with REALTORS, builders, and other professionals
Attention to detail involving numbers, conversations, procedures, and documents.

Responsibilities

Conduct mortgage application interviews of applicants generated through established contacts: SEGs, Direct Requests, Payoff Requests, Expired Applications, FORUM Marketing Events, and Outside Referral Sources etc.
Develop contacts in the real estate industry and other outside sources to produce additional mortgage loans by performing pre-approvals and providing borrower education.
Ensure all client contact, disclosures, and client involvement are done in compliance with applicable federal and state regulations.
Develop proficiency in lending guidelines for all investors and correspondent relationships with FORUM Mortgage and keep informed of the changes in the mortgage industry.
Ensure a smooth and timely mortgage process and closing by: Pre-qualifying applicants.
Counseling customers on the mortgage products and the process.
Submitting borrower files to Underwriting for Pre-Approval
Obtaining all necessary documents and information.
Keeping all involved parties up-to-date on the status of the loan.