Mortgage Admin

RadiFi Credit Union•Jacksonville, FL

10d•Onsite

About The Position

RadiFi Credit Union is seeking a Mortgage Admin to provide administrative support to the mortgage department by handling routine tasks such as coordinating mortgage closings, recording mortgages, and scanning mortgage files. Act as a liaison between the mortgage department and our member by providing timely updates as the mortgage file progresses. Aids with the updating, and assembly of documentation for member mortgage loans. Work closely with originators, processors, and members to create a seamless mortgage process. Conduct monthly review of HMDA data. Act as a backup for mortgage servicer.

Requirements

Six months to two years of similar or related experience.
A high school degree or GED is required.
Able to operate a 10-key calculator, typewriter, and computer keyboard.
Proficient in Microsoft products.
The ability to learn new systems and adapt quickly to changing technology.
Valid driver’s license is required.

Responsibilities

Record mortgages for Heloans and Helocs.
Collect and update spreadsheet for mortgage surveys every month, send out email beginning of each month with results.
Scan, image, and file signed closing packages, recorded mortgages and title policies.
Provide communication with membership, originators, and processors throughout the mortgage pipeline to assure a smooth transition through the layers of the mortgage process.
Coordinate mortgage closings with membership in conjunction with our title company and the mortgage department.
Image and mail Adverse Action notices for cancelled/denied loans.
Transfer sold loans to Midwest for initial setup/servicing.
Upload new loan doc packages to Adfitech.
Scanning and distributing supporting docs received from branches and/or MLOs.
Sending HOI mortgagee add requests, following up and managing receipt of updated policies and upload to State National.
Primary backup for Mortgage Servicing – ability to handle most basic calls and handle daily exception posting, payoffs.
Setup first mortgages - ordering tax transcripts, appraisal, and title request and updating spreadsheet as everything was collected and ordered
Review HMDA files monthly for accuracy and compliance.
Assist with quarterly reviews and annual HMDA filing.
Performs other job related duties as assigned.