Member Services Representative

SECU•Raleigh, NC

About The Position

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team! Purpose The Member Services Representative must possess all the basic essential knowledge of branch operational procedures. They communicate and explain product information to members and answer general questions, including functions such as cash box management, account origination and maintenance, and all other services as needed. Enhanced Expectations and Responsibilities at this Position Level • Proficiency in account maintenance and opening all account types for new members while following MIP procedures. • Open and process maintenance on tax advantaged accounts, process foreign and domestic wire transfers, redeem savings bonds, and help order and return foreign currency. • Obtain and execute Notary Public services as requested by management. • Engage with community as requested by management by attending community events to enhance Credit Union presence. • Maintain a current and comprehensive knowledge of credit union products and services, and independently possess an ability to educate members and make recommendations based on their needs. • Contact members and document efforts regarding deposit and/or loan collection reports as directed by management. • Perform subsequent advances on existing open and home equity lines of credit after completing the “Advances” module. • Assist with member safe deposit box access AFTER completing the “Safe Deposit Box” Module and Annual Safe Deposit Box Training. Performance Expectations and Essential Responsibilities • Comply with all Credit Union policies and regulatory requirements. • Ensure all member information remains confidential and members’ accounts are accessed for business purposes only. • Security and control procedures must be followed by all branch employees. • Serve members by processing transactions in the appropriate system and balancing a cash drawer in accordance with Performance Measurement Criteria standards. • Possess a thorough understanding of SECU Check Acceptance Guidelines and Hold procedures. • Greet and assist members in a courteous, professional, and timely manner through all service channels – in-person, phone, and digital communication. • Answer phones and assist members with service requests. • Operate a drive-through window as needed. • Balance the vault, automated teller machines, teller cash dispenser, and coin sorter. • Evaluate daily mobile and automated teller machine check deposits. • Help verify and prepare cash delivery and shipments. • Interact with other departments to facilitate member requests. • Organize, file and scan documents daily. • Troubleshoot problems with member accounts, cards, and on-line access including processing disputes. • Knowledgeable in CXone and be able to assist MSS as requested. • Knowledgeable in basic Financial Advisory and Real Estate Services (i.e., insurance, retirement planning, investment services, trust, and mortgage services) and able to provide quality referrals. • Review and take appropriate action on negative checking, NSFB, and Share Below $25 report. • Maintain daily and monthly records for various reports – i.e., return items, forgeries. • Exhibit a positive attitude toward members and teammates while maintaining professional appearance and demeanor. • Participate in additional training and continuing education to enhance knowledge of branch operations. • Regular attendance and punctuality are mandatory. • Complete additional tasks assigned by management and other administrative duties as needed. Modules Required Note, the list of modules below is expected to be completed DURING the employee’s time in this position, not as a prerequisite of the position. Generally, employees are expected to complete the modules within one year in order to gain knowledge needed for effectiveness in the position and the modules listed below must be completed prior to advancement to the next level. • NCUA Coverage • Account Research in OnBase • ACH/Direct Deposit • Advances • Cashpoints Global Accounts • Debit Cards • Financial Advisory Services (FAS) Overview • Foreign Currency & Foreign Checks • Fraud vs. Disputes • Lending Overview • Payments • Safe Deposit Boxes • Transit Procedures

Requirements

Must have high school diploma or GED equivalent.
Must possess an aptitude for meeting people and developing member confidence, respect, and trust in the Credit Union.
Must have excellent communication skills, both verbal and written.
Must be self-motivated and dependable.
Must have a demonstrated ability to problem solve and use good judgment.
Must be an active listener and communicator.
Must have demonstrated proficiency in all aspects of the Assoc MSR role.
Excellent balancing record with no gross balancing violations or exceptions in the preceding 6 months.
Has completed all required quarterly training courses & other training assigned by management.

Nice To Haves

Preferred – Bachelor’s degree, or CCUE Certification, or Associate of Arts degree or Associate of Science degree via the North Carolina Community College Transfer Program (NC-CTP).
Minimum of 2 years of SECU or directly related experience strongly preferred.
Consistently demonstrates SECU’s Core Values.

Responsibilities

Proficiency in account maintenance and opening all account types for new members while following MIP procedures.
Open and process maintenance on tax advantaged accounts, process foreign and domestic wire transfers, redeem savings bonds, and help order and return foreign currency.
Obtain and execute Notary Public services as requested by management.
Engage with community as requested by management by attending community events to enhance Credit Union presence.
Maintain a current and comprehensive knowledge of credit union products and services, and independently possess an ability to educate members and make recommendations based on their needs.
Contact members and document efforts regarding deposit and/or loan collection reports as directed by management.
Perform subsequent advances on existing open and home equity lines of credit after completing the “Advances” module.
Assist with member safe deposit box access AFTER completing the “Safe Deposit Box” Module and Annual Safe Deposit Box Training.
Comply with all Credit Union policies and regulatory requirements.
Ensure all member information remains confidential and members’ accounts are accessed for business purposes only.
Security and control procedures must be followed by all branch employees.
Serve members by processing transactions in the appropriate system and balancing a cash drawer in accordance with Performance Measurement Criteria standards.
Possess a thorough understanding of SECU Check Acceptance Guidelines and Hold procedures.
Greet and assist members in a courteous, professional, and timely manner through all service channels – in-person, phone, and digital communication.
Answer phones and assist members with service requests.
Operate a drive-through window as needed.
Balance the vault, automated teller machines, teller cash dispenser, and coin sorter.
Evaluate daily mobile and automated teller machine check deposits.
Help verify and prepare cash delivery and shipments.
Interact with other departments to facilitate member requests.
Organize, file and scan documents daily.
Troubleshoot problems with member accounts, cards, and on-line access including processing disputes.
Knowledgeable in CXone and be able to assist MSS as requested.
Knowledgeable in basic Financial Advisory and Real Estate Services (i.e., insurance, retirement planning, investment services, trust, and mortgage services) and able to provide quality referrals.
Review and take appropriate action on negative checking, NSFB, and Share Below $25 report.
Maintain daily and monthly records for various reports – i.e., return items, forgeries.
Exhibit a positive attitude toward members and teammates while maintaining professional appearance and demeanor.
Participate in additional training and continuing education to enhance knowledge of branch operations.
Regular attendance and punctuality are mandatory.
Complete additional tasks assigned by management and other administrative duties as needed.