Medical Director

Corebridge Financial • Houston, TX

11d • $160,000 - $180,000 • Remote

About The Position

This position primarily provides medical expertise and consultative services to Life Underwriting. This position is responsible for risk assessment, protecting mortality, developing underwriting guidelines and providing medical training and education for the Life Underwriters and claims analysts. In addition to performing all of the duties of the grade 23 Medical Director, this position reviews and underwrites the larger, more complex applications for life insurance and unlimited amounts for Life and AD&D claims.

Requirements

• Bachelor’s degree preferred along with a degree or diploma in a medical field
• Exemplary understanding of medical terminology, human biology and anatomy, common medical conditions
• Advanced understanding of the life insurance industry; excels at underwriting impaired risks; competent in analyzing death claims; familiarity with LTC and Disability Underwriting
• Ability to interpret resting EKGs and graded exercise tests
• Strategic planning skills
• Excellent people skills with strong orientation to customer service; ability to work with all levels of employees, managers and internal and external customers; ability to work in a team environment
• Must be decisive, proactive, goal oriented and have strong leadership skills
• Above average public speaking skills and teaching ability with excellent oral and written communication skills
• Self-motivated, self-starter, able to work without close supervision with demonstrated ability to perform at high levels of production/volume in a quick turnaround environment without sacrificing quality of the medical review.
• Excellent administrative skills; planning, tracking, record keeping and setting priorities
• Excellent computer skills including spreadsheet, word-processing, and presentation software
• Signature limit up to the company’s autobind limit; unlimited for Life and AD&D claims
• Decision-making abilities, goal focused & results oriented
• Minimum 10 years’ experience in life risk selection

Responsibilities

• Provide medical information/decision-making in a variety of settings and act as Medical Authority second only to physicians.
• Serve as a very experienced individual contributor and provides functional guidance to Life Underwriters, claim analysts and less experienced medical staff; assisting the Chief Underwriter in mentoring and training.
• Provide medical underwriting consultative services primarily to Life Underwriting, Claims, committees and special projects
• Enhance department reputation and maintain/improve customer appreciation and perception of medical underwriting services via timely medical underwriting recommendations with emphasis on quality risk assessment and maintaining an “open door” policy of availability
• Provide strategic medical underwriting support for corporate projects
• Provide on-going education and training to the underwriters via informal case discussions, explanations and clarifications in medical referrals, local informal or business-wide formal presentations
• Provide information/consultations as needed to the field agents; provide current medical information to producers as it relates to current underwriting practices through field communications and publications; participate in distributor meetings as needed to educate producers about medical aspects of underwriting
• Continually surveil the content and quality of medical referrals/discussions to identify underwriting trends and training needs in specific areas and coordinate with underwriting management to set up training classes for groups and individuals
• Assist the Underwriting team managers in assessing the competency of the underwriting staff
• Serve as an integral member of the internal medical audit team; responsible for auditing of medical consultants; provide consultative services to the underwriting audit team
• Assist the Chief Underwriter in continuously reviewing, updating and/or revising the underwriting manual
• Assist the Chief Underwriter in effectively communicating and defending adverse findings in response to physician rebuttal letters

Benefits

• Health and Wellness: We offer a range of medical, dental and vision insurance plans, as well as mental health support and wellness initiatives to promote overall well-being.
• Retirement Savings: We offer retirement benefits options, which vary by location. In the U.S., our competitive 401(k) Plan offers a generous dollar-for-dollar Company matching contribution of up to 6% of eligible pay and a Company contribution equal to 3% of eligible pay (subject to annual IRS limits and Plan terms). These Company contributions vest immediately.
• Employee Assistance Program: Confidential counseling services and resources are available to all employees.
• Matching charitable donations: Corebridge matches donations to tax-exempt organizations 1:1, up to $5,000.
• Volunteer Time Off: Employees may use up to 16 volunteer hours annually to support activities that enhance and serve communities where employees live and work.
• Paid Time Off: Eligible employees start off with at least 24 Paid Time Off (PTO) days so they can take time off for themselves and their families when they need it.

What This Job Offers

• Job Type: Full-time
• Career Level: Director
• Number of Employees: 5,001-10,000 employees