Market President - Lee and Milam Counties

PROSPERITY BANK • Lexington, TX

117d

About The Position

The Market President fulfills the duties of a Banking Center President for the Lexington, Thorndale and Dime Box Banking Centers. Responsibilities include: overall performance of each Banking Center; receiving, reviewing, and evaluating commercial loan requests; growing and retaining profitable relationships. This is accomplished by focusing on the delivery of value-added solutions to our clients and prospects that will help them reach their goals and maximize our revenues over the life of the relationship. Will also seek opportunities to cross sell into every relationship and anticipate the future needs of the client.

Requirements

• Bachelor’s degree in banking, finance or another related field is preferred.
• Typically, a minimum of seven years direct lending or credit support related experience with focus on business relationships.
• 5+ years of people management experience.
• Minimum of three-year’s experience in Ag lending preferred.
• Familiarity with different loan types: Farm/Ranch Operating, Cow/Calf, Equipment, Farm Real Estate and Agri Business.
• Understanding of USDA-FSA farm and ranch programs and SBA loan programs.

Nice To Haves

• Formally credit trained and/or underwriting knowledge and experience is preferred.
• Familiarity of the sales, underwriting, documentation and closing processes.
• Extensive knowledge of Commercial Banking products and services including working knowledge of C & I as well as Owner-Occupied and Investment Commercial Real Estate loans.
• Familiarity with managing residential and commercial real estate construction loans.

Responsibilities

• Ensures quotas of branch transactions, loan volumes, expenses, and profitability are in line with Bank standards.
• Solicit commercial clients; aggressively seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts.
• Obtaining and maintaining COI’s and attending various networking events in the assigned geographic area.
• Requires skills and experience loan structuring and credit analysis.
• Generating a wide variety of commercial and real estate loans.
• Closing loans typically in the $1 million to $10 million range.
• Contributes to deposit growth by cross selling and promoting additional banking products.
• Other duties as assigned.

Benefits

• Good interpersonal and communication skills.
• Proven track record of business development.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Bachelor's degree
• Number of Employees: 1,001-5,000 employees