Managing Counsel Insurance Attorneys (Product & Distribution)

Allstate

About The Position

At Allstate, great things happen when our people work together to protect families and their belongings from life's uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers' evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection. Job Description We are hiring two (2) experienced Property & Casualty insurance attorneys support Product and Distribution teams. Both positions serve as trusted legal advisors embedded in the business, partnering closely with Product, Pricing, Underwriting, Regulatory, and Distribution leaders to ensure insurance products are designed, approved, and delivered to market in a compliant, scalable, and growth-oriented way. While the roles share a common foundation in product development and regulatory law, they differ in business focus: • One role is dedicated exclusively to Product • One role splits support between Product and Distribution Final alignment will be based on business need and candidate experience. Core Responsibilities (Applicable to Both Roles) Provide proactive, business-focused legal guidance on Property & Casualty insurance matters Serve as a trusted legal partner on complex, cross-functional initiatives Draft, review, and negotiate moderately complex agreements and legal documents Conduct legal research to interpret laws, regulations, and industry standards Advise stakeholders on regulatory developments, compliance requirements, and risk mitigation Collaborate across Law & Regulation to align legal strategy and execution Support internal legal strategy, communications, and planning efforts Role A Responsibilities: Product-Focused Insurance Attorney This role is deeply embedded in the Product organization, providing end-to-end legal support for insurance product development and regulatory approval. Primary focus includes: Policy drafting, revisions, and state filings Regulatory research, DOI engagement, and objection management Advising Product, Pricing, and Underwriting on compliance and risk Supporting regulatory market conduct exams and rate reviews Providing strategic legal guidance on product design, rollout, and lifecycle management Role B: Product & Distribution Insurance Attorney This role supports both Product and Distribution, serving as a legal bridge between product approval and market deployment. In addition to core Product responsibilities, this role: Advises on how approved products are distributed across multiple channels, including Exclusive Agents (EAs), Independent Agents (NatGen/IA), and Direct channels Provides legal guidance on distribution strategy, rollout sequencing, and compliance considerations Reviews and advises on distribution-facing materials, including agent communications, training content, and sales enablement materials Supports enterprise initiatives focused on growth, retention, and lowering cost of acquisition Partners with Distribution leadership on forward-looking strategy and operating model evolution

Requirements

Juris Doctor (JD) from an accredited law school
Active law license in good standing in at least one U.S. jurisdiction
7+ years of legal experience within the insurance industry, with a strong background in Property & Casualty, preferably Personal Property Lines (PPL).
Deep familiarity with insurance operations and products; direct product development experience is not required, but candidates must demonstrate a strong command of Allstate's products in the market.
Demonstrated curiosity, interest, or hands-on experience with artificial intelligence, generative AI, and emerging intelligent systems.
Ability to engage on legal and regulatory considerations related to AI adoption while enabling innovation, efficiency, and scalable legal support models within a highly regulated insurance environment.
Experience advising business partners in fast-paced, ambiguous environments, translating complex legal and regulatory requirements into practical, business-oriented guidance.
Demonstrated experience partnering with cross-functional stakeholders across Product, Distribution, Pricing, or Regulatory teams.

Nice To Haves

Exposure to distribution, regulatory, underwriting, claims, or enterprise insurance operations is highly valued.

Responsibilities

Provide proactive, business-focused legal guidance on Property & Casualty insurance matters
Serve as a trusted legal partner on complex, cross-functional initiatives
Draft, review, and negotiate moderately complex agreements and legal documents
Conduct legal research to interpret laws, regulations, and industry standards
Advise stakeholders on regulatory developments, compliance requirements, and risk mitigation
Collaborate across Law & Regulation to align legal strategy and execution
Support internal legal strategy, communications, and planning efforts
Policy drafting, revisions, and state filings
Regulatory research, DOI engagement, and objection management
Advising Product, Pricing, and Underwriting on compliance and risk
Supporting regulatory market conduct exams and rate reviews
Providing strategic legal guidance on product design, rollout, and lifecycle management
Advises on how approved products are distributed across multiple channels, including Exclusive Agents (EAs), Independent Agents (NatGen/IA), and Direct channels
Provides legal guidance on distribution strategy, rollout sequencing, and compliance considerations
Reviews and advises on distribution-facing materials, including agent communications, training content, and sales enablement materials
Supports enterprise initiatives focused on growth, retention, and lowering cost of acquisition
Partners with Distribution leadership on forward-looking strategy and operating model evolution