Manager, Liquidity Risk Management

American Express•New York, NY

About The Position

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How will you make an impact in this role? The Liquidity Risk Management team is a part of the Global Treasury Organization at American Express. The team’s core objective is to ensure the Company meets its regulatory liquidity needs by forecasting the Company’s regulatory liquidity requirements, collaborating with the Funding team to ensure timely funding of those needs, and performing stress testing to ensure the Company remains compliant with all regulatory liquidity requirements on an ongoing basis. This Manager role is an exceptional opportunity to provide strategic decision support and influence liquidity risk management processes and governance activities. The position plays a critical role in strengthening and evolving liquidity risk frameworks, enhancing reporting and analytics capabilities, and ensuring alignment with regulatory expectations as American Express continues to modernize and optimize its liquidity management practices.

Requirements

3–5 years of relevant experience in Finance, Treasury, Risk Management, or a related function within financial services.
Bachelor’s degree in Accounting, Finance, Economics, or a related field required.
Strong data and analytical capabilities, including hands-on experience with data extraction, transformation, and analysis.
Demonstrated proficiency in SQL and Python for data querying, analysis, and automation.
Working knowledge of reporting and analytics tools such as Power BI and TM1.
Advanced proficiency in Microsoft Office applications, particularly Excel and PowerPoint.
Excellent written and verbal communication skills, with the ability to collaborate effectively and build strong working relationships with internal and external business partners across multiple functions.
Demonstrated ability to prioritize and manage competing demands in a fast-paced environment, consistently delivering high-quality results while meeting critical deadlines.
Strong analytical mindset with exceptional attention to detail, ensuring accuracy, completeness, and sound judgment in all deliverables.
Proven process management capabilities, including the ability to identify inefficiencies, streamline workflows, and drive sustainable process improvements.
Demonstrates strong intellectual curiosity with a proactive mindset, continuously seeking to deepen understanding of liquidity risk frameworks, regulatory developments, and evolving market dynamics.
Proven ability to manage time effectively and prioritize competing demands, successfully handling multiple requests and deliverables simultaneously while maintaining high quality and attention to detail.
Strong sense of personal accountability and ownership, consistently following through on commitments and delivering results with integrity and reliability.
Demonstrates a passion for continuous improvement by identifying process enhancements, driving efficiencies, and contributing to stronger governance and control frameworks.

Nice To Haves

Master’s degree or other advanced degree preferred.

Responsibilities

Perform detailed analysis of liquidity risk assumptions and methodologies to ensure they are conceptually sound, appropriately calibrated, and aligned with the firm’s risk appetite and regulatory expectations.
Review and challenge key liquidity assumptions, including deposit stability, runoff rates, contingent liquidity needs, collateral valuation, and stress scenario design.
Evaluate methodology documentation to ensure transparency, consistency, and compliance with internal governance standards and regulatory guidance.
Identify gaps, limitations, or emerging risks within liquidity methodologies and processes, and provide recommendations for enhancement.
Collaborate with Treasury, Risk, Finance, and Regulatory Reporting teams to ensure assumptions and methodologies reflect current market conditions, balance sheet strategy, and funding profile.
Monitor industry practices and regulatory developments to recommend updates to liquidity risk methodologies and governance frameworks.
Synthesize complex quantitative analysis into executive-level narratives highlighting key trends, drivers, and actionable insights.
Support internal control group and regulatory risk reviews by coordinating responses, gathering documentation, and providing detailed analysis related to liquidity risk management.

Benefits

Competitive base salaries
Bonus incentives
6%25 Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities