Manager, Commercial Credit Risk Analyst

Hancock Whitney Bank • New Orleans, LA

26d

About The Position

Responsible for Commercial Credit Risk Analytics functions with key focus on commercial risk rating framework; management of the Bank’s spreading platform; providing insight to senior credit leadership to support policy creation/changes; analytics to support credit strategy (risk management and opportunity); risk trends in the commercial portfolio and maintaining strong relationships with key business partners.

Requirements

• Bachelor's degree from a four-year college or university; six to eight years of related experience and/or training; or equivalent combination of education and experience.
• Ability to communicate effectively orally and in writing across all audiences
• Ability to respond to common inquiries or complaints from internal customers, regulatory agencies, or vendors
• Ability to effectively present information to top management, and/or boards of directors, regulators or other external parties.
• Ability to work under stress and meet deadlines
• Ability to operate related equipment to perform the essential job functions
• Ability to read and interpret a document if required to perform the essential job functions
• Ability to travel if required to perform the essential job functions
• Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions.

Nice To Haves

• Experience as a commercial lender, portfolio manager or credit officer with knowledge of C&I and CRE lending is desired.

Responsibilities

• Responsible for management of the Bank’s spreading and risk management platform (Moody’s CreditLens or similar software) and the associated commercial risk rating models.
• Develops and maintains model framework and governance to include developing user guides, issuing user guidance, and training materials; ensuring input data quality; reviewing appropriateness of user model selection; and monitoring risk rating movement trends.
• Responsible for developing and maintaining commercial quantitative/analytic models and tools in partnership with the Manager, Quantitative Risk Analytics in support of the Company’s risk management efforts.
• Leads model management efforts to include adjusting model assumptions when needed, monitoring models using performance metrics and making recommendations to the Director, Credit Risk Management when model calibration is required.
• Assist Credit leadership with identifying risk trends using internal borrower financial metrics, external industry changes to include benchmarking and shifts in economic data to provide meaningful reporting and analytics.
• In partnership with the Manager, Quantitative Risk Analytics develop stress testing and scenario analysis methodologies to monitor current and emerging risk in the commercial portfolio.
• Provide insight and recommend credit leadership to support policy creation or changes as the Bank’s risk profile or external drivers change.
• Participate in vendor user groups and industry associations to stay abreast of best practices and industry changes.
• Maintaining strong relationships with key business partners across the organization.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees