Loss Mitigation Specialist/Loan Servicing

TEKsystemsSan Diego, CA
11d$23 - $23Remote

About The Position

This candidate is being submitted for the Loss Mitigation Underwriter role supporting Guild Mortgage’s high-volume loss mit operations. The ideal fit is someone who can work in a fast‑paced, deadline-driven environment, learn new mitigation processes quickly, and manage a large pipeline of files with accuracy and urgency. The candidate must be comfortable working in Excel, following structured review workflows, and meeting strict turn-time expectations. The team will train candidates on FHA, VHA, and CalHFA/CalHEP program files as well as internal waterfall processes. Strong attention to detail, responsiveness, and the ability to hit deadlines consistently are essential.

Requirements

  • Strong sense of urgency
  • Sharp, detail‑oriented, deadline-driven
  • Solid Excel proficiency (role is very manual & Excel-heavy)
  • Comfortable with high-volume repetitive work
  • Eager to learn loss mitigation waterfalls if no prior experience
  • PST hours required

Nice To Haves

  • Experience in loss mitigation or mortgage but not crucial because of the pay rate.
  • Sharp/smart candidates with high sense of urgency that have solid excel skills.
  • Can handle a fast paced manual environment.

Responsibilities

  • Review 18+ loan files per day across multiple programs (FHA, VHA, CalHFA/CalHEP).
  • Complete required actions within 5 days per file and meet 30‑day decision timelines.
  • Perform manual waterfall analysis using Excel-based worksheets.
  • Validate loan information, eligibility, and program options.
  • Work with tight deadlines and a high sense of urgency.
  • Maintain accuracy and consistency in manual calculations and documentation.
  • Collaborate with the team and escalate issues appropriately.

Benefits

  • Medical, dental & vision
  • Critical Illness, Accident, and Hospital
  • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
  • Life Insurance (Voluntary Life & AD&D for the employee and dependents)
  • Short and long-term disability
  • Health Spending Account (HSA)
  • Transportation benefits
  • Employee Assistance Program
  • Time Off/Leave (PTO, Vacation or Sick Leave)

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What This Job Offers

Career Level

Entry Level

Education Level

No Education Listed

Number of Employees

501-1,000 employees

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