LOB Consumer Credit Risk Advisor - Balance Sheet Analytics & Modeling

PNC Financial Services Group • Brecksville, OH

78d • $64,000 - $164,749

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an LOB Consumer Credit Risk Advisor within PNC's Balance Sheet Analytics & Modeling Decisioning Quality Assurance organization, you will be based in Pittsburgh or Philadelphia, PA, Cleveland or Brecksville, OH, Birmingham, AL, Charlotte, NC, Wilmington, DE, Tysons, VA, New York City, Chicago, IL, Dallas or Houston, TX. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis.

Requirements

• Bachelor's degree in business, STEM, or related field; advanced degree preferred.
• Strategic problem-solving experience, ideally from a consulting background.
• Proficiency in Tableau for data visualization and reporting.
• Strong foundation in credit principles and practices.
• Experience working with large datasets to extract insights and support decision-making.

Nice To Haves

• Analytical Thinking
• Commercial Real Estate
• Competitive Advantages
• Consumer Lending
• Credit Risk Management
• Data Analytics
• Decision Making
• Financial Operations
• Portfolio Risk
• Risk Appetite

Responsibilities

• Enhance credit strategies and maintain robust risk controls across the portfolio.
• Develop pricing models that optimize profitability, competitiveness, and customer value.
• Ensure decisioning aligns with regulatory expectations and supports audit readiness.
• Monitor industry trends to inform strategy and identify growth opportunities.
• Leverage internal systems and data infrastructure to generate insights and enable automation.
• Apply rigorous analysis to support strategic planning, performance tracking, and reporting.

Benefits

• Medical/prescription drug coverage (with a Health Savings Account feature)
• Dental and vision options
• Employee and spouse/child life insurance
• Short and long-term disability protection
• 401(k) with PNC match
• Pension and stock purchase plans
• Dependent care reimbursement account
• Back-up child/elder care
• Adoption, surrogacy, and doula reimbursement
• Educational assistance, including select programs fully paid
• Robust wellness program with financial incentives
• Maternity and/or parental leave
• Up to 11 paid holidays each year
• 8 occasional absence days each year
• Between 15 to 25 vacation days each year, depending on career level and years of service

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees