Loan Review Specialist
About The Position
AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System – the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West. We are in search of a Loan Review Specialist I or Loan Review Specialist II to join our Loan and Lien Document Administration in Tulare, California. This full-time position reports to the Director, Loan Review and whose primary function is performing quality control review, document preparation, and analysis of basic new loan and loan servicing submissions.
Requirements
- Mortgage lending, application/loan processing, title and/or law firm experience.
- Ability to develop a functional understanding of the loan review process, including a solid knowledge base of loan products and guidelines, policies and procedures, and origination software specifications.
- Ability to develop an understanding of real property and personal property collateral documentation and perfection.
- Attention to detail when analyzing loan packages and preparing loan documentation.
- Understanding of real property and personal property collateral documentation and perfection.
- High school diploma or equivalent.
Responsibilities
- Evaluate new loan and loan servicing requests and submissions, following established procedures and using acquired knowledge, to ensure the compliance and legal enforceability of loan paper and perfection of collateral on secured loans and loan servicing.
- Review and interpret legal and ancillary collateral documentation provided with the loan requests, including access and right-of-way related agreements, water rights documentation, easements, leases, licenses and permits pertaining to real property to identify any existing or potential issues.
- Review and analyze organizational documentation of business entities (such as corporations, limited liability companies, partnerships, etc.) and trust agreements to identify any material issues that may impact loans; work with branch staff to remedy issues.
- Identify and remedy issues reflected on title insurance.
- Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.
- Other duties as assigned.
Benefits
- Medical, dental, and vision insurance
- Basic term life and AD&D insurance (fully paid for by the company)
- Paid days off annually: 15 vacation, 15 sick, 12 holidays and 3 volunteer
- 401(k) plan (6% match plus 3% employer contribution)
- Employee Assistance Program
- Wellness Program
- Jeans are welcome at work every day at AgWest!
- Vacation accrual rates increase with tenure.
- Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
Number of Employees
1,001-5,000 employees
