WesBanco-posted 4 months ago
Full-time • Mid Level
Toledo, OH
1,001-5,000 employees
Credit Intermediation and Related Activities

Under the direction of the Loan Review Manager or assistant manager, the individual will provide assistance for the independent and objective evaluation of the quality of the loan portfolio, the adequacy of loan documentation, and the effectiveness of loan administration functions. This role includes assisting with the effective communication of results from reviews, in both verbal and written forms.

  • Assist with the assessment of credit risk and monitoring of compliance with loan policies, procedures, applicable laws, and regulations.
  • Identify and assess credit, legal, and strategic risks arising from lending activities.
  • Assess collectability of extensions of credit through review of customer financial information, collateral information, documentation, and payment history.
  • Assign appropriate risk grades to reflect relative risk of default or loss and recommend corrective actions for problem situations.
  • Evaluate adequacy of loan and collateral documentation and the effectiveness of loan administration.
  • Review commercial credits of all types and complexities.
  • Lead exit meetings for unit reviews.
  • Bachelor's degree from an accredited college or university in a business-related field required; Accounting or Finance major preferred.
  • A minimum of 5 years of experience as a Federal Bank Examiner, Loan Review, or Credit Analysis capacity is required.
  • Ability to read, analyze, and interpret financial reports and legal documents.
  • Ability to write reports for management that conform to prescribed style and format.
  • Ability to define problems, collect data, establish facts, and draw valid conclusions.
  • Ability to interpret a variety of technical and financial information and deal with both subjective and concrete variables.
  • Proficient in Microsoft Word, Excel, and Outlook.
  • Must develop a good working knowledge of commercial lending, including collateral documentation, generally accepted practices, and financial analysis skills.
  • RMA Credit Risk Certification preferred.
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