Loan Review Analyst

First Security Bank•Searcy, AR

1d•Onsite

About The Position

First Security Bank is seeking a professional, energetic, and team-oriented individual to join our team as a Loan Review Analyst! If you are passionate about serving our Arkansas communities and want to be part of a dynamic, service-driven team, we encourage you to apply! In this role, you will review loan files in accordance with established policies and procedures to mitigate risk. This position requires on-site work.

Requirements

Must be at least 18 years of age.
High School Diploma or GED required
Bachelor’s degree with emphasis in Business is required while Accounting is preferred
1-2 years of banking experience or equivalent years of relevant work experience required
Proficiency with Outlook, Word, Excel, typing, 10-key, and utilization of the internet is required
Commitment to demonstrating Core 5 values with customers and coworkers.

Nice To Haves

Credit Analysis experience preferred

Responsibilities

Adhere to all department and company policies and procedures and follow applicable banking regulations.
Evaluate credit decisions and assigned risk ratings; verify the accuracy and timeliness of repayments, covenant compliance, and ongoing loan monitoring while ensuring all actions comply with applicable loan policies, procedures, legal requirements, and regulatory standards.
Prepare and submit all required reports to management in an accurate and timely manner.
Assist with FDIC and ASBD bank examinations by coordinating and preparing all necessary documentation before and after the review.
Review income documentation, business financials, and personal financial statements to determine applicant risk in accordance with lending standards.
Evaluate all aspects of required due-diligence checkpoints, including automated underwriting findings, LTV calculations, credit reports, applications, income/asset documentation, and appraisal reports, to ensure loans meet policy and procedural standards.
Verify the accuracy of risk ratings using Excess workbooks and provide detailed written support and recommendations, clearly documenting findings and any identified credit weaknesses.
Independently complete assigned reviews while meeting productivity, quality, and timeliness standards
Protect all customer information and bank operations through strict confidentiality.
Operate computer software and equipment, telephone, scanner, and copier, and develop proficiency with internal banking systems.
Maintain reliable transportation, punctual attendance, and the ability to work on-site with extended hours when necessary.
Perform additional duties as assigned by management.