Loan Operations - Loan Review Analyst

Stock Yards Bank & Trust•Louisville, KY

2d•Onsite

About The Position

This position will assist in tracking, monitoring and review of data throughout the Loan Process. This position will review Loan Systems and Procedures as it relates to established Compliance, SOX controls and other Regulatory requirements.

Requirements

High School/GED education, some college preferred
Minimum of 1-3 years of experience in banking operations with knowledge of state and federal regulatory requirements as well as knowledge of bank policies and procedures
Strong PC skills (Excel and Word)
Ability to work independently with limited direction from Manager.
Ability to function in a multi-task environment responding to inquiries from internal compliance, audit, regulatory agencies and outside consultants in a timely manner.
Strong verbal and written communication skills
Ability to tactfully communicate with and gain respect of all employees
Ability to read, analyze and interpret Banking policies and procedures
Primarily sedentary work performed in an office environment
Ability to sit for extended periods of time while working at a computer
Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
Visual acuity sufficient to read computer screens, printed documents, and financial data
Occasional standing, walking, bending, or reaching
Ability to lift and carry up to 10–15 pounds occasionally (e.g., files, office supplies)

Responsibilities

Review and work system reports for data integrity and timeliness of resolutions
Review Files post-closing for completeness & accuracy to mitigate potential risk and exposure
Review and validate the policies and procedures adhere to Loan Policy and Regulatory requirements
Submit written reports of reviews to supervisor, including findings and recommended actions
Conduct first line of defense monitoring and testing activities of the Retail, Private Banking, Business Banking and Commercial Lending processes.
Participates in the development and expansion of compliance and departmental procedures and controls as indicated through routine monitoring of and communication with the Business Units, Loan Operations and Compliance
Follow up with respective internal partners to ensure recommended actions are implemented and are effective
Work with the pre-close and Business units to review data and documentation related to HMDA and Flood Insurance
Maintain understanding of the bank’s products, services, geographic locations and the potential risks associated with those activities.
Conduct special projects/audits, when necessary, as directed by the Department Head.
Aid internal and external auditors and state/federal regulators during their examination of the bank