Loan Processor

Bass Pro Shops

26d

About The Position

POSITION SUMMARY: The White River Financial Services Loan Processor secures the in-direct consumer marine financing and process loan documentation for Tracker Marine boat dealers throughout the United States. This position effectively recommends appropriate action by exercising discretion and independent judgement impacts White River Financial Services to a substantial degree. ESSENTIAL FUNCTIONS: Uses independent discretion to review and verify consumer loan applications to ensure data is complete and meets established underwriting guidelines. Submits credit application to qualifying lenders and input lender’s credit decision into appropriate software. Negotiates credit decision with lender when necessary. Conducts loan closing with customer via phone and email. Conducts sales presentation with customer and market available product protection plans such as, extended warranty, GAP and Paint/Fabric Protection. Inputs closing data and reserve information into AppOne. Prepares dealership revenue in AppOne. Prepares loan documents for customer approval/signature and send to dealership. Follows up with dealerships for signed loan documents. Reconciles loan document discrepancies. Reviews and audits signed loan documents then submit loan document packet to lender for funding. Inputs lender funding status into V-Boat and AppOne. Creates loan invoice in IDS for dealer funding and reserves. Inputs funding information into V-Boat and AppOne. Prepare file for storage in compliance with credit retention requirements. ALL OTHER DUTIES AS ASSIGNED.

Requirements

• High School Diploma or equivalent
• 1 Year of related professional experience preferred
• Proficient with Microsoft Office Suite and standard web browsers (i.e. Google Chrome, Firefox, Internet Explorer)
• Must be able to read documents, printouts, reports, computer screens and other written communication
• Loan Processor is privy to confidential consumer credit data; Ability to protect consumer privacy is essential
• Skill in paying attention to detail required
• Must be able to perform basic mathematical formulas
• Must be able to meet deadlines
• Regular computer work, and sitting
• Occasional walking, standing, and lifting
• Performs duties within scope of general company policies, procedures, and objectives.
• Analyzes problems and performs needs assessments.
• Uses judgment in adapting broad guidelines to achieve desired result.
• Regular exercise of independent judgment within accepted practices.
• Makes recommendations that affect policies, procedures, and practices.

Nice To Haves

• Strong Communication skills preferred; including ability to effectively negotiate with lender.

Responsibilities

• Uses independent discretion to review and verify consumer loan applications to ensure data is complete and meets established underwriting guidelines.
• Submits credit application to qualifying lenders and input lender’s credit decision into appropriate software.
• Negotiates credit decision with lender when necessary.
• Conducts loan closing with customer via phone and email.
• Conducts sales presentation with customer and market available product protection plans such as, extended warranty, GAP and Paint/Fabric Protection.
• Inputs closing data and reserve information into AppOne.
• Prepares dealership revenue in AppOne.
• Prepares loan documents for customer approval/signature and send to dealership.
• Follows up with dealerships for signed loan documents.
• Reconciles loan document discrepancies.
• Reviews and audits signed loan documents then submit loan document packet to lender for funding.
• Inputs lender funding status into V-Boat and AppOne.
• Creates loan invoice in IDS for dealer funding and reserves.
• Inputs funding information into V-Boat and AppOne.
• Prepare file for storage in compliance with credit retention requirements.

Benefits

• Enjoy discounts on retail merchandise, our restaurants, world-class resorts and conservation attractions!
• Medical
• Dental
• Vision
• Health Savings Account
• Flexible Spending Account
• Voluntary benefits
• 401k Retirement Savings
• Paid holidays
• Paid vacation
• Paid sick time
• Bass Pro Cares Fund
• And more!

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 5,001-10,000 employees