Loan Processor at Bank of Lexington

BANK OF LEXINGTON INC • Lexington, KY

10d • Onsite

About The Position

We are looking for an experienced loan processor who has been processing Consumer and Commercial loans. The position is an hourly position with working times Monday- Friday 8-5

Requirements

• Must haves: Hard-working mentality
• Excellent customer service
• Willingness to learn
• Proficient computer skills
• Interpersonal communication skills
• Teamwork oriented
• High school diploma or equivalent, required
• Minimum of two year working experiences in a customer service position, required
• Position involves contact with the public, necessitating the ability to present a professional image
• Must have the ability to interact comfortably and confidently with the public and demonstrate the initiative to initiate dialogue
• Strong interpersonal communication skills
• Strong customer service skills
• Sufficient computer literacy

Nice To Haves

• We currently use Laser Pro, Encompass and Jack Henry, knowledge of these systems would be ideal.
• Previous experience working directly with the public, preferred
• Knowledge of Microsoft software products, preferred

Responsibilities

• Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees.
• Performs routine operational duties related to residential, construction and commercial mortgage loans in compliance with the Bank’s policies, procedures and related laws, rules, and regulations.
• Works with mortgage and title companies, appraisers, real estate agents and other real estate industry professionals as directed.
• Assists mortgage loan officers in the loan application process as directed; follows up on obtaining necessary information and documentation from applicants; coordinates the ordering of credit reports, flood zone determinations and UCC filings; and performs title searches, etc.
• Originates loan documentation and onboards loans; conducts loan funding and processes payments or advances as directed; distributes daily and monthly reports.
• Assures compliance with all bank policies and procedures as well as all applicable state and federal banking regulations.
• Carry out such other duties as may be assigned or requested.

Benefits

• Medical coverage
• Voluntary group dental and vision insurance options available
• Company-paid holidays and PTO
• Basic life, short-term and long-term disability insurance and life, accident and death insurance options available
• Retirement plan

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED