Loan Processor

Centier Bank•Merrillville, IN

2d•$19•Hybrid

About The Position

Recognizing and valuing diversity strengthens our ability to attract, retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge and talent that our associates invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well. A Centier Associate is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results. What are our values? Our Corporate values are Caring, Loyalty, Integrity, Friendship, Fun....who wouldn't want to work for an AWARD-WINNING company that's built on these pillars? What about the perks? Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE. This department typically works between the hours of 7am-5pm Monday-Friday. Once training is completed this position will be able to work hybrid/remote. Supervisory Duties: None Summary: Prepares and processes residential mortgage loan applications through the loan approval and clearing of conditions for closing.

Requirements

Ability to review and comprehend a variety of resources and information including financial related information.
Proofread and verify written materials.
Ability to work alone, but also with others in a team environment.
Possess strong oral and written communication skills.
Proficient in Loan Prospector Advisor, Desktop Underwriter, Word, Excel, Outlook and general computer skills
High School Diploma or equivalent.
Minimum of 2 years mortgage experience or related field.

Nice To Haves

College Degree Preferred.
Encompass experience preferred.
FHA and VA experience a plus

Responsibilities

Obtain all required exhibits, documents, and verifications upon receipt of complete loan application and resolve any discrepancies between applications and official verifications.
Analyze all documentation to ensure adequacy and compliance with government agency, investor requirements and all Federal and State Regulations.
Ability to read and analyze financial information, including but not limited to tax returns.
Accountable for the understanding of all mortgage products offered including the calculation of payments, APRs and costs involved.
Prepare loan file for underwriting insuring compliance with established underwriting guidelines and policies.
Prepare weekly pipeline reports.
Prepare Pre-Closing Checklist
Insure that all procedures are handled as promptly and efficiently as possible and inform supervisor of any current or potential problems with any aspect of duties.
Maintain confidentiality of all client relationships with the Bank or its personnel.
Maintain open, honest, and timely communications and cooperation with his/her immediate supervisor, management, and coworkers on a daily basis to promote teamwork, client goodwill, and achieve the bank’s goals and objectives.
Promote positive client relations by being friendly, courteous, and efficient and responding and following-up with clients in a timely manner.
Participate in all scheduled meetings and training sessions when deemed necessary by management.
Engage in personal development activities such as BAI courses and internal/external training to assist in growing in career.