Loan Processor

Western Alliance Bank•Prior Lake, NV

10h•Remote

About The Position

AmeriHome Mortgage is looking for a Loan Processor to join our Consumer Direct team. The ideal candidate will be a seasoned Loan Processor with recent experience in a retail lending environment. The position will be responsible for submitting the loan for initial loan decision and working directly with the customer to fulfill all necessary conditions for closing. This is an exciting opportunity to join a team that has looks for quality, over quantity.

Requirements

High School Diploma or GED Equivalent
Minimum of 3 years of experience in Mortgage Processing with experience in Purchase and Jumbo
Strong working knowledge of Encompass
Knowledge of FNMA, FHLMC, FHA and VA guidelines.
Proficiency with DU and LP, FHA Connection and VA Portal
Adept at calculating income from salaried and self-employed borrowers
Knowledge of TRID and compliance
Excellent interpersonal, verbal and written communication skills
Strong customer service skills – ability to build rapport quickly
High level of accuracy and attention to detail
Excellent time management skills and ability to organize, prioritize and handle multiple tasks simultaneously

Responsibilities

Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers
Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines
Responsible for ensuring that all loan documentation is complete, accurate, verified and complies with company and/or investor policies
Confirm that data entry in Encompass matches all loan documentation in the file
Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process
Build rapport with borrowers and provide on-going communication to the customer regarding loan status
Work closely with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure to be generated
Prepare file for loan closing and coordinate with all necessary parties involved
Ensure lock and closing dates are met