Loan Processor Utility - Charge Off Support

WESTAMERICA BANK•Fairfield, CA

35d

About The Position

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. Performs daily charge-off support functions. Responds to service requests, handle phone call inquiries, calculates loan payments and balances, perform job related administrative functions, assists with special projects and performs additional job related duties as required. Must possess strong interpersonal, organizational, customer service and analytical skills. Can work independently with limited supervision. Ability to thrive in an intense working environment and meet productivity deadlines. Proven decision-making skills required. Good verbal and written communication skills a must. Provide support for banks Consumer and Commercial Loan Adjustment Departments Proficient with MS Access, Excel & Word Answer phone calls/emails from Officers regarding charge off related items Applying payments to each bank correct General Ledger Accounts Processing Charge-offs (C/O) and Recoveries within deadline Processing special C/O requests: Contra Reversal, OREO Prepare Projection Report for distribution to LAD Manager as assigned Verification of Lien Release, Reconveyance, UCC Termination, Assignment of Life Insurance requests Prepare & distribute Storage Labels for both LAD offices, data input to corresponding database Prepare & Pay Repo Invoices Liaison between internal/external auditors Research information within bank systems and files Daily balancing to specific GL’s Preparing Fee Worksheets and Transfers Scanning Month end Board Reports, OREO certifications Monthly Balance Offs Notary, is a plus

Requirements

Solid computer skills with experience working with different system applications including Microsoft Word and Excel.
Comfort and confidence in working directly with senior banking staff.
Excellent verbal and written communication including spelling and grammar.
PC and typing proficiency, organizational and analytical skills.

Nice To Haves

Notary

Responsibilities

Performs daily charge-off support functions
Responds to service requests
Handle phone call inquiries
Calculates loan payments and balances
Perform job related administrative functions
Assists with special projects
Provide support for banks Consumer and Commercial Loan Adjustment Departments
Proficient with MS Access, Excel & Word
Answer phone calls/emails from Officers regarding charge off related items
Applying payments to each bank correct General Ledger Accounts
Processing Charge-offs (C/O) and Recoveries within deadline
Processing special C/O requests: Contra Reversal, OREO
Prepare Projection Report for distribution to LAD Manager as assigned
Verification of Lien Release, Reconveyance, UCC Termination, Assignment of Life Insurance requests
Prepare & distribute Storage Labels for both LAD offices, data input to corresponding database
Prepare & Pay Repo Invoices
Liaison between internal/external auditors
Research information within bank systems and files
Daily balancing to specific GL’s
Preparing Fee Worksheets and Transfers
Scanning
Month end Board Reports, OREO certifications
Monthly Balance Offs