Loan Processor - Home Equity

University of Virginia Community Credit Union•Charlottesville, VA

22d

About The Position

University of Virginia Community Credit UnionWorking together to strengthen the financial wellness of our members and local communities. At UVA Community Credit Union, we are dedicated to making a meaningful difference in the lives of our members and the communities we serve. Our mission, working together to strengthen the financial wellness of our members and local communities, guides everything we do. We foster an environment where every team member plays a vital role in building the financial wellness of those we serve. Our core values are Integrity, Service Excellence, Collaboration, and Gratitude. These values shape how we support our members, interact with one another, and drive the success of our shared purpose. If you’re passionate about making a positive impact and want to be part of a purpose-driven organization, we invite you to explore a career with us. SUMMARY: The Home Equity Loan Processor provides efficient and accurate support to our members seeking home equity loans. With a focus on member service and teamwork, the incumbent plays a crucial role in building trust and ensuring the Credit Union’s mission of financial wellness is met.

Requirements

High School Diploma or GED – Required.
Real estate processing, filing and documentation experience
Consumer Banking/loan administrative experience
Able to effectively handle large volumes of information
Intermediate to advanced MS Office skills, specifically with Word and Excel.
Ability to manage multiple priorities while remaining highly detail oriented.
Must communicate effectively via verbal and written modalities.

Responsibilities

Provide excellent service to Credit Union members by partnering with Loan Officers and supporting the application process.
Receive home equity loan application package from loan officers and ensure completeness, accuracy and the integrity of information submitted
Enter all required information into Loan Origination System following the order of verifications
Review homeowner’s insurance for accuracy and coverage amount
Review Title and flood reports for issues that may affect perfecting a lien against the property
Ensure the Credit Union is added to homeowner’s insurance as a mortgagee
Communicate with Loan Officers and members as needed
Schedule closing appointments for members and co-ordinate requirements with branch staff completing the closings
Prepare closing packets and instructions for members and branches according to established regulations and department standards.
Oversee loan closings by reviewing paperwork submitted and making disbursements on dates required for compliance.
Work cross-collaboratively with the full lending team to support the overall goals, mission, and values of the organization.

Benefits

We offer an attractive suite of benefits to employees who work an average of 20 hours per week or more, including: Health, Dental, Vision, up to a 7% employer 401(k) contribution after the first year of employment. Employees are eligible for Life Insurance, Long-Term Disability, Health & Wellness Spending Account, Tuition Reimbursement, and Employee Loan Discounts. Employees accrue Paid Time Off starting with 18 days accrual at full time annually, and 13 company paid holidays. Employees are also eligible for Family Forming Leave, and Volunteer Time Off.

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