Loan Pricing Analytics Associate

Avant • Chicago, IL

10d • $85,000 - $110,000 • Hybrid

About The Position

Do you want to help a rapidly ascending FinTech company drive its next phase of growth? If so, Avant is looking for you. We're building a best-in-class product organization, and there's a lot of opportunity to grow your skills and your career here. Come join us! Avant is seeking a Loan Pricing Associate to support our Loan Pricing & Structured Distribution team. This role will contribute to pricing strategy and unit economics analysis for our personal loan business while also supporting strategic partnerships and distribution relationships. This role will be instrumental in analyzing how Avant monetizes its loan products and optimizing capital deployment efficiency. You will work closely with product, risk, data science, and finance teams to conduct pricing analysis, evaluate portfolio performance, and support growth initiatives that maximize return on assets and drive business objectives.

Requirements

• Bachelor's degree in a quantitative or technical discipline (Economics, Mathematics, Statistics, or related field)
• 2-4 years of experience in finance, consulting, technology, or analytical roles
• Experience evaluating pricing strategies, customer lifetime value, or unit economics with a solid understanding of financial and risk metrics
• Strong proficiency in SQL and Python (pandas, numpy); experience with Databricks is a plus
• Demonstrated use of AI tools to increase efficiency in generating deliverables (e.g. ChatGPT, NotebookLM) and automating technical workflows (e.g. Claude Code, Cursor)
• Excellent attention to detail and with a high level of ownership for your work deliverables
• Ability to work cross-functionally and communicate complex findings to stakeholders
• Self-starter who thrives in high-ownership, fast-paced environments

Nice To Haves

• Experience in consumer lending, credit cards, or structured finance is a plus

Responsibilities

• Support pricing and economics analysis across Avant's personal loan business to optimize for growth and profitability
• Collaborate with data science to develop and maintain pricing models that incorporate demand elasticity, adverse selection effects, and competitive dynamics
• Partner with risk and finance teams to analyze credit performance and capital efficiency metrics
• Build and maintain pricing analytics using Python and SQL that measure the success and impact of pricing, credit, and distribution decisions
• Conduct competitive intelligence analysis of fintech lenders and traditional financial institutions
• Leverage AI tools to build internal applications for enhancing analytics, automating workflows, and accelerating problem-solving

Benefits

• Choice of great Medical, Dental, and Vision Insurance Plan options
• 401(k) match
• Flexible Time Off
• Flexible Work Environment - (i.e. Mon/Tues/Thurs in-person)
• Generous Paid Parental Leave, Adoption Assistance and Post-parental leave ramp-up program
• Lunch Allowance (Fooda) and In-office Snacks
• Summer Fridays
• Fun In-Office and Virtual Social Events

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 501-1,000 employees