Loan Pricing Analyst

Farm Credit Bank Of Texas • Austin, TX

156d

About The Position

The primary purpose of this role is to manage and execute the daily, weekly, monthly, quarterly, and annual processes related to loan pricing, rate uploads, and compliance reporting. This position ensures accurate and timely dissemination of rates and spread information, supports internal and external stakeholders with rate confirmations and requests, and maintains compliance with internal controls and audit requirements. The role is critical to maintaining operational efficiency and regulatory adherence within the lending products function.

Requirements

• Bachelor's degree with a major in finance, accounting, or business administration.
• Three (3) to five (5) years of experience in banking or financial services industry.
• Experience in loan pricing, interest rate risk management, financial analysis, capital markets operations or other Treasury functions preferable.

Nice To Haves

• Strong data management capabilities with close attention to accuracy and detail.
• Effective communication skills for coordinating with internal teams and external stakeholders.
• Excellent time management and organizational skills.
• Working knowledge of compliance frameworks, including Sarbanes-Oxley (SOX) controls and audit processes.
• Familiarity with financial systems and tools used for pricing, rate posting, and system testing.
• Ability to develop and maintain clear documentation and training materials.
• Strong problem-solving skills and a collaborative mindset.

Responsibilities

• Maintain and distribute daily pricing and rate information across internal systems and communication channels.
• Support rate confirmation and lock requests from internal and external stakeholders.
• Perform regular updates to rate and spread data on a weekly, monthly, and quarterly basis.
• Ensure timely posting of financial benchmarks and cost calculations used in lending operations.
• Coordinate scheduled notifications and updates to relevant teams and associations regarding rate changes.
• Execute compliance-related tasks including SOX control verifications and audit support.
• Participate in disaster recovery testing and other annual operational readiness activities.
• Respond to ad-hoc requests related to internal audits, compliance testing, and data validation.
• Perform system testing to validate pricing functionality and data integrity.
• Develop and maintain training documentation and operational procedures.

Benefits

• Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.
• 401(k) plan that includes an employer match and additional employer contribution.
• Long-term disability and life insurance.
• Vacation leave, sick leave, and paid holidays.
• Option to use sick leave to take your pet to the vet for emergency services.
• Up to two days per year to volunteer in local community organizations, services, or events.
• Ongoing professional-development opportunities.
• Generous tuition-reimbursement program.
• Physical fitness incentive plan.
• Employer matching gifts program.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Bachelor's degree