Loan Pre-Closing Processor

Stock Yards Bank & Trust•Louisville, KY

9h•Onsite

About The Position

Participate in data gathering, document verification and Disclosure delivery for Consumer Lending products by performing a pre-closing review of submitted applications and document requests. Assist Commercial, Private Bankers and Small Business sales team by reviewing and organizing loan request submission and memorializing the documentation in the system of record.

Requirements

High School Diploma or GED
Minimum of 1 year banking experience preferred
Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts.
Employees must have excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others.
Employees must be a productive team player, with the ability to learn, apply training and comprehend policies and procedures.
Employees should also be flexible to changing working situations and able to meet deadlines as they arise.
Familiarity with Microsoft Word and Excel
Comfortable working towards deadlines
Detail-oriented
Concentration on a team atmosphere with a high level of customer service to our lenders and their support staff
Dependability with a follow-through attitude
Knowledge of HMDA, Flood, CRA, Reg O, Reg U, Articles 5 & 9 of the Uniform Commercial Code

Responsibilities

Administrator of the Loan Documentation mailbox, assigning pre closing and doc prep requests
Perform a pre-closing quality review of approved Documentation requests. This is done with a high level of concentration on preventing and eliminating policy, regulatory, and documentation exceptions
Review all regulatory data for incoming requests including HMDA and Flood insurance requirements
Communicate with lender, coordinator, or underwriter to correct any issues found during review
Send customers various pre-closing documents by mail or electronic delivery
Order vendor work for Consumer Real Estate requests using various vendor systems
Work with customers, lenders, or coordinator to confirm closing dates
Ensure all due diligence as outlined in the approval are moved into the system of record
Ensure documentation is complete and accurate and ready for closing
Communicate effectively with customers, internal and external, verbally or in writing by answering questions regarding proper closing procedures and protocol
Complete continuing education and training via the use of the Bank’s computer-based training classes and other classes and seminars as assigned by Department Manager, HR, or Compliance
Order due diligence items needed for Consumer Lending Products
Assign loan numbers
Other duties as assigned