Loan Originator

Mortgage Advisory Group•Seattle, WA

13d

About The Position

Mortgage Advisory Group has an immediate opening for a highly motivated, top quality candidate for the position of the Mortgage Advisor. Mortgage Advisory Group is a highly successful, full circle mortgage broker and banker leader in the Pacific Northwest. Our top-notch customer service is the core of our outstanding reputation in the mortgage industry. We pride ourselves on extensive knowledge of mortgage loan programs as well as our state-of-the-art business processes, facility and equipment that help us deliver high-value services, quickly and accurately. At the heart of Mortgage Advisory Group is our team of mortgage professionals, everyone of them empowered, well-trained and equipped to provide world-class service. We don't rest on our laurels, though. We're always on the lookout for improvements, implementing changes wisely wherever they're warranted. From our senior leadership to our new recruits, we're dedicated to serving our client's needs today, and for years to come! The Mortgage Advisor (MA) is responsible for collecting and analyzing information regarding each customer’s income, assets, and investments or debts and determines which loan programs best meet each customer's needs. Developing life-long relationships with customers is a key to success in this position.

Requirements

Education: High School Diploma or GED.
Experience: Two (2) to five (5) years of practical experience as a loan originator in the mortgage industry.
Intermediate knowledge of the real estate industry
Excellent knowledge and understanding of the local real estate market.
Knowledge of HMDA, RESPA, TILA, and other mortgage related laws and regulations
General knowledge of Conventional, FHA, VA, and USDA loan programs and guidelines
Familiar with various Automated Underwriting Systems.
Excellent interpersonal, verbal, and written communications skills.
Ability to provide exceptional customer service and a “raving fan” experience.
Organized, detail-oriented, resourceful, and an excellent problem-solver.
Demonstrated proficiency in using Microsoft Office software and standard office equipment including computer, copier, fax, and telephone equipment.
Ability to manage multiple projects simultaneously and demonstrate flexibility in a fast-paced environment.
Must have a strong desired to achieve and succeed.

Nice To Haves

Education: Bachelor's Degree in finance or related field.
Experience: Extensive knowledge of the mortgage banking industry.

Responsibilities

Originates and reviews loan proposals.
Markets, services, and promotes MAG's loan programs.
Interviews applicants and requests specific documentation for loan applications.
Analyzes applicant financial status to determine ability of granting loan.
Evaluates, counsels, and advises customers regarding the advantages and disadvantages of various loan programs and quotes, negotiates, and commits loan terms to customers
Corresponds with applicants in person, on the phone, or via e-mail to resolve questions and concerns regarding the loan process in a timely manner.
Confers with Lending Operations, Production, and Secondary Markets teams as well as support staff as needed through the life of the loan.
Coordinates the closing of the loan with escrow.
Sets and records sales performance goals.
Adheres to FASTrak requirements.
Works with marketing to set and achieve sales and advertising goals.
Supervises and trains assistants and other support staff.
Keeps up-to-date on all required compliance training.
Keeps up-to-date on all various loan programs and company products available.
Travels to branch offices, as required.
Performs other duties as required.