Loan Originator

NBKC Bank • Kansas City, MO

263d • Hybrid

About The Position

nbkc bank is currently looking for an experienced Loan Originator to join our Home Loan Sales team. As a Loan Originator, you will work with borrowers across the country providing expert guidance through the mortgage process. You'll leverage leads provided by the company, build relationships with clients, and deliver tailored financing solutions to meet their needs. This position will have the opportunity to work @Flex (a combination of both in the office). Candidates must live in Missouri or Kansas and be willing to travel to our main office location in Kansas City, Missouri.

Requirements

• 1-2 years of sales experience (mortgage lending industry experience preferred)
• General knowledge of related regulations, mortgage products, and requirements
• High school diploma or GED required

Nice To Haves

• Strong sales techniques
• Sound judgement and decision-making abilities
• Organized, able to prioritize and meet established deadlines and goals
• Proven business development skills
• Excellent verbal and written business communication skills
• Solid computer skills

Responsibilities

• Consult and service customers via lead generation program or referral sources.
• Interview applicants to develop information concerning mortgage needs.
• Obtain and analyze pertinent financial and credit information and determine which loan option best fits applicants' needs and circumstances.
• Pre-qualify applicants, negotiate rates, terms and conditions of the loan.
• Enter mortgage application in full accurate detail in the origination system.
• Obtain automated underwriting decision through appropriate system.
• Advise applicant of disposition and arrange for documents required from the automated underwriting system (AUS).
• Ensure the timely preparation and delivery of all forms and legal disclosures as required by regulatory guidelines.
• Maintain complete, detailed and accurate knowledge of investor program guidelines and agency guidelines to minimize credit and/or rate risk to the Bank.
• Ensure that all loan applications are originated, developed and closed in a timely and professional manner.
• Follow all applicable laws and regulations.
• Perform other duties and projects as assigned.

Benefits

• Choose from one of our multiple comprehensive health care plans (HSA, FSA, PPO)
• 4 weeks of paid time off, 12 paid holidays, Birthday PTO, and 8 paid volunteer hours per year
• 401k retirement savings plan with a generous match and immediate vesting
• Paid parental leave options
• Access to EAP and behavioral health advocates
• Wellness programs including a wellness reimbursement account and on-site gym facility
• Flexible work options for work-life integration
• Anniversary awards for 3- and 5-year anniversaries
• 4-week paid sabbatical for 10-, 18-, and 25-year anniversaries

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: High school or GED