Loan Officer

Paramount Residential Mortgage Group•El Cajon, CA

1d•Hybrid

About The Position

PRMG is a company built by Originators for Originators, consistently recognized as one of the best places to work due to its focus on originator success and unmatched culture. The company aims to support the success of its Loan Originators.

Requirements

Current, valid NMLS license or appointment in good standing.
Must have applicable state licensing.
Actively funding more than 2 loans/month, or
Xinnix Training completion for Loan Origination required, or
Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).
Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
Ability to handle detailed assignments and maintain confidentiality.
Excellent communication and interpersonal skills.
Organizational skills necessary to prioritize workload and delegate responsibility.

Nice To Haves

Two to five years’ experience are preferred.

Responsibilities

Develops and implements strategies, satisfying customer needs through a full array of products and services.
Uses judgment and discretion to ensure uninterrupted flow of business.
Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company’s internal departments to ensure cohesive business flow.
Uses such office equipment as computer terminals, copiers, and FAX machines.
Sits and stands for extended time periods.
Hearing and vision within normal ranges.
Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.
Verifies, compiles, and inputs application information for mortgage loans.
Discuss and advise the client of their home loan options.
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
Informs supervisor of discrepancies in title or survey.
Performs other related duties as assigned.

Benefits

Medical insurance
Dental insurance
Vision insurance
Life insurance
Short-term disability
Long-term disability
Health Savings Account (HSA)
Flexible Spending Account (FSA)
401(k) program
Eligibility to apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position.