Loan Officer

Western Ag Credit•Cedar City, UT

4d•$70,000 - $100,000

About The Position

Responsible to develop and service loan portfolio within delegated authority, manage credit quality, credit administration, and portfolio performance. Develop new business and ensure that the needs of members and prospects are met in accordance with the goals and objectives of the Association. Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority. Loan officers represent the Association in the local community through active participation in community and industry affairs. Perform field reports, inspections, and perform other duties as assigned.

Requirements

BA/BS degree with emphasis in accounting, agriculture or business
Basic understanding of production agriculture
Good analytical, accounting, written and verbal communication skills
Experience using office equipment, personal computers and related software
Ability to interact effectively and work well with people at all levels and to convey ideas clearly
Skills in planning and organization
Self-motivated with a good work ethic and the ability to exercise initiative and judgment
Mobility on unimproved properties and ability to lift 40 pounds or more required
Some travel required in performance of job

Nice To Haves

1-5 years of agriculture lending experience preferred

Responsibilities

Develop and service loan portfolio within delegated authority
Manage credit quality, credit administration, and portfolio performance
Develop new business
Negotiate terms
Structure loan financing based on risk considerations
Present credits for approval to appropriate levels of authority
Represent the Association in the local community through active participation in community and industry affairs
Perform field reports and inspections
Perform other duties as assigned