Loan Officer

Benchmark Mortgage • Harker Heights, TX

33d

About The Position

With Relationships as one of Benchmark’s core values, building and maintaining relationships in order to source loan applications is the primary focus of our loan officers. The Loan Officer sources and originates loan applications from consumers and maintains relationships to develop and keep an active pipeline of applicants. Ideal candidates for this position have a strong service-oriented mindset with prior loan sale experience, excellent communication skills, and proven knowledge of mortgage lending compliance and regulatory requirements.

Requirements

• Strong communication skills
• Ability to generate leads
• Customer service oriented
• Proven ability to prioritize and multi-task
• Knowledge of various loan products (FHA, VA, conventional, etc.)
• General knowledge of credit reports and debt-to-income ratios
• Ability to adapt to market changes
• Knowledge of the mortgage loan process
• Proven ability to monitor and track multiple deadlines
• One to two years residential mortgage origination experience preferred.
• High school diploma or equivalent required.
• Licensed in market area and registered nationally in NMLS.

Nice To Haves

• Some college preferred.
• Professional certifications (CMB, CMC, CMPS) preferred.

Responsibilities

• Establish and maintain relationships through frequent travel with individuals including existing clients, past clients, and real estate professionals to generate business referrals.
• Maintain a pipeline of applications within federal and state regulations.
• Analyze mortgage applications and determine the programs best meeting the needs of the consumer.
• Gather required application data and provide initial documents and disclosures to the applicant.
• Communicate and educate the consumer on qualified programs including benefits and risks.
• Support communication through the loan process between operations staff and the borrower.
• Provide all applicable initial documents and disclosures to the loan processor.
• Other duties as assigned.

What This Job Offers

• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 251-500 employees