Loan Officer

Lennar•Roseville, CA

2d•Onsite

About The Position

As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions. A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules.

Requirements

Highschool Diploma or Equivalent
Minimum of 3 years of Loan Originating experience
Valid driver’s license and dependable mode of transportation
NMLS License & specific State license or be (willing to get within 30 days of employment)
Self-starter and able to work independently
Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
A genuine passion for delivering exceptional experiences to customers
Proficient in using standard office software (e.g. Microsoft Office Suite)
Proficient in using mortgage industry software and tools

Nice To Haves

Bilingual in English and Punjabi highly preferred
Four-year college degree (preferred)
Fluent in Spanish -Speaking and Writing (preferred)

Responsibilities

Strategize and implement outside sales activities to actively contribute to the company's growth.
Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors’ offices, and relevant locations.
Conduct regular “First Time Homebuyer Seminars” in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients.
Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events.
Proactively engage with various communities to explain the Company’s offerings, obtain loan applications, and attend closings.
Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs.
Review and lock interest rates at least fifteen days prior to closing.
Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process.
Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings.
Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue.
Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the "Loan Officer" agreement.
Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs.
Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales.
Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement.
Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses.

Benefits

robust health insurance plans, including Medical, Dental, and Vision coverage
401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%
Paid Parental Leave
Associate Assistance Plan
Education Assistance Program
up to $30,000 in Adoption Assistance
up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies
New Hire Referral Bonus Program
significant Home Purchase Discounts
Everyone’s Included Day