Loan Officer

Sekisui House US • Albuquerque, NM

8d

About The Position

We are seeking a qualified Loan Officer to join our HomeAmerican Mortgage (HMC) team. In this role you will originate loans primarily from Richmond American Homes (“Builder”), as well as originating “spot” loans from other sources (i.e., other builders, real estate agents). You will also coordinate processing and closing of these loans.

Requirements

• Must have recent prior VA, FHA, and Conventional loan processing or solicitation experience for a minimum of two years.
• Bilingual (English and Spanish)
• Technical knowledge relating to m ortgage banking compliance, FHA, VA, conventional and non-conforming guidelines required.
• Must be able to perform calculations to determine house payment, interest rate, ratios, etc.
• Be licensed for loans in New Mexico

Responsibilities

• Take loan applications from Builder home purchasers at applicants’ request.
• Educate and guide applicant through loan process.
• Answer questions and resolve problems that may develop with loan file.
• Present HomeAmerican loan products and services to Builder personnel and sales offices on a weekly basis and through seminars presented at Builder’s weekly sales meetings.
• Contact all Builder home purchasers to present loan products and services. Calls also will be made on co-op realtors where applicable.
• Prepare marketing and loan program information files for Builder sales and management personnel.
• Prepare and distribute application packages and other materials as necessary.
• Work closely with branch manager to determine schedule, sales skills and other support areas such as wholesale brokering of loan products.
• Maintain close contact with branch processors, closer, receptionist, etc. to coordinate and confirm appointments, calls, applications, loan status, etc.

Benefits

• Competitive Compensation: We provide a competitive compensation structure that rewards performance and results.
• Health & Wellness: Comprehensive coverage includes medical, dental, and vision insurance options, as well as Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).
• Financial Future: Access a 401(k) retirement savings plan.
• Time Off: Our time-off benefits include vacation, sick leave, paid holidays, and other leave types (bereavement, jury duty, FMLA, military leave).
• Insurance & Protection: Company-provided life insurance, accidental death and dismemberment (AD&D) insurance, and short- and long-term disability coverage are included. An employee assistance program (EAP) is also available.
• Exclusive Perks & Discounts Homeownership & Financing: Take advantage of exclusive home purchase and financing discounts.
• Pet Insurance: Enjoy discounted group pet insurance rates.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 1,001-5,000 employees