Loan Officer

Cardinal Credit Union • Mentor, OH

132d

About The Position

Cardinal is a not-for-profit financial cooperative owned by its members. This means that as a credit union member, you are never a customer, but a full partner and owner. The credit union motto “People Helping People” is demonstrated in every transaction that takes place at Cardinal. We promise each member personalized service and individualized financial attention. Cardinal strives to create a culture supporting ideas and innovation and offers various opportunities for both personal growth and professional development. Role of Loan Officer: Our Loan Officers assist members and potential members with their Credit Union needs. Provide account information by phone or in person, as well as information on the full range of credit union products and services. Open accounts for members, interview, and professionally handle the member’s daily needs. Responsible for interviewing and evaluating applicants for routine loans and processing loan applications. Gather background information and analyze loan applicant’s credit history. Our Loan Officers provide a variety of transaction services to members including loan processing, closing, and disbursal. Meeting minimum performance standards regarding referrals, sales, production, and quality control. Generous incentive program.

Requirements

• Six months to two years of similar or related experience.
• College degree preferred.
• A significant level of trust and diplomacy is required, in addition to normal courtesy and tact.

Responsibilities

• Assist members and potential members with their Credit Union needs.
• Provide account information by phone or in person, as well as information on the full range of credit union products and services.
• Open accounts for members, interview, and professionally handle the member’s daily needs.
• Interview and evaluate applicants for routine loans and process loan applications.
• Gather background information and analyze loan applicant’s credit history.
• Provide a variety of transaction services to members including loan processing, closing, and disbursal.
• Meet minimum performance standards regarding referrals, sales, production, and quality control.

Benefits

• Medical, prescription, dental, vision
• Life and long-term disability Insurance, employer paid
• Generous 401(k) plan
• Paid time off and holidays
• Loan discounts
• Tuition reimbursement paid up to 90% per course
• Considerable and substantive internal training on a myriad of banking subjects, member service, professionalism, and best industry practices.

What This Job Offers

• Job Type: Full-time
• Education Level: Bachelor's degree
• Number of Employees: 51-100 employees