Loan Officer Trainee, Ag & Rural Lending

Fcs Financial • Springfield, MO

436d • $60,000 - $60,000

About The Position

The Loan Officer Trainee position at FCS Financial is designed for individuals passionate about supporting agriculture and rural communities. This role involves collaborating with experienced Loan Officers, managing customer portfolios, and providing agricultural and financial expertise. The trainee will gain hands-on experience through cross-training in various positions, including Sales, Credit, and Crop Insurance, while building strong relationships with customers and prospects.

Requirements

• Bachelor's degree in agriculture, business, or a related field.
• General knowledge of the sales process and negotiating tactics.
• General knowledge of marketing strategies and the financial services industry.
• General knowledge of the agricultural industry and basic accounting principles.
• Skill in using Microsoft technologies including Outlook, Word, and Excel.
• Oral and written communication skills sufficient to discuss a variety of job-related topics.

Nice To Haves

• Experience in Sales
• Willingness to relocate

Responsibilities

• Collaborate with experienced Loan Officers on marketing and loan origination.
• Manage portfolios while providing agricultural and financial expertise.
• Build and nurture strong relationships with customers and prospects.
• Combine agricultural and business knowledge to offer innovative solutions.
• Gain experience through cross-training in various positions, including Sales, Credit, and Crop Insurance.
• Meet with current and new customers to gather, update, and review financial and operational information to determine eligibility.
• Complete the Farm Credit Services (FCS) application process to submit to the credit department.
• Service loans, including partial releases, collateral substitutions, changes in payment and maturity dates, extensions, and conversions.
• Represent and promote FCS Financial at agricultural organization meetings and events.
• Attend auctions and sale barns to promote FCS services and products.
• Perform Chattel and Collateral valuations and determine value using external resources.
• Attend loan officer development training courses as applicable or assigned.

Benefits

• Competitive salary starting at $60,000
• Family-friendly work environment
• Total compensation package

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Specialty Trade Contractors
• Education Level: Bachelor's degree