Loan Officer Assistant

Security National Financial Corporation•Austin, TX

66d

About The Position

Duties of a LOA: Contacts business partners to schedule meetings and maintain referral relationships. Distributes marketing materials and manages outreach campaigns. Manages assigned Loan Officer's technology platforms, tools, and CRM systems. Answers phones and screens emails for assigned Loan Officers to support daily workflow. Assists Loan Officers with collecting documentation and inputting/uploading files into Encompass once the loan is started. Communicates with borrowers to validate the Uniform Residential Loan Application (URLA / 1003) and collect income documentation. Assists in structuring files, running AUS (Automated Underwriting System), and submitting pre-approval loans for "TBD" properties. Reviews loan applications and all supporting documentation from the borrower for accuracy and completeness. Qualifies income by analyzing paystubs, tax returns, and other financials according to program guidelines. Researches loan products and program eligibility to assist the Loan Officer in recommending suitable options to the borrower. Obtains executed initial disclosures within required regulatory time frames. Analyzes credit reports and financial scenarios to help determine appropriate loan programs. Reviews the Closing Disclosure (CD) to ensure accuracy of fees and cash-to-close amounts. Answers borrower inquiries regarding the loan application process and required documents. If licensed, may discuss loan rates and products directly with the borrower. Works with the disclosure desk to ensure accurate fees are disclosed in compliance with guidelines.

Requirements

Preferably 5+ years Mortgage Experience
Understands and executes Income Calculations and DU findings
Preferably Bilingual - English and Spanish
Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards
Must be able to occasionally lift and carry up to 15 lbs.
Must be able to talk, listen and speak clearly on telephone
Must be able to sit for prolonged periods at a desk, while working on a computer

Nice To Haves

Preferably Bilingual - English and Spanish

Responsibilities

Contacts business partners to schedule meetings and maintain referral relationships.
Distributes marketing materials and manages outreach campaigns.
Manages assigned Loan Officer's technology platforms, tools, and CRM systems.
Answers phones and screens emails for assigned Loan Officers to support daily workflow.
Assists Loan Officers with collecting documentation and inputting/uploading files into Encompass once the loan is started.
Communicates with borrowers to validate the Uniform Residential Loan Application (URLA / 1003) and collect income documentation.
Assists in structuring files, running AUS (Automated Underwriting System), and submitting pre-approval loans for "TBD" properties.
Reviews loan applications and all supporting documentation from the borrower for accuracy and completeness.
Qualifies income by analyzing paystubs, tax returns, and other financials according to program guidelines.
Researches loan products and program eligibility to assist the Loan Officer in recommending suitable options to the borrower.
Obtains executed initial disclosures within required regulatory time frames.
Analyzes credit reports and financial scenarios to help determine appropriate loan programs.
Reviews the Closing Disclosure (CD) to ensure accuracy of fees and cash-to-close amounts.
Answers borrower inquiries regarding the loan application process and required documents.
If licensed, may discuss loan rates and products directly with the borrower.
Works with the disclosure desk to ensure accurate fees are disclosed in compliance with guidelines.