Loan Officer Assistant

Ruoff Mortgage • Fort Wayne, IN

9d • Onsite

About The Position

Position Summary
Your primary role is to partner with and support one or more Senior Loan Officer(s) to assist with mortgage loans in a branch environment. This position interacts directly with customers and Realtors.

Essential Responsibilities
Understand loan documents, mortgage process and loan origination system to effectively manage an application through the system (including copying, scanning and uploading, etc…)
Assist mortgage loan officers with gathering all necessary documentation from borrowers to ensure timely receipt of a mortgage loan pre-qualification.
Track all outstanding items with borrowers to ensure timely receipt of necessary documentation.
Work with processors and closers to help insure an effective process from initial borrower contact to loan closing.
Maintain effective communication on loan status with applicants, realtors, other third parties and staff.
Assist Senior Loan Officers with the preparation and distribution of marketing materials.
Effectively maintain mortgage filing system and perform general clerical/administrative tasks as necessary.
Secure and maintain NMLS Certification.
Stay informed of trends and developments in the local real estate market and the competitive environment, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
Maintain a professional image and standards consistent with company policies and procedures.
Responsible for a high level of confidentiality and security while handling personal information; verbal and/or written documentation.
Assist and support mortgage loan officers by performing other duties as assigned.

Requirements

• Employee must at all times be able to meet any and all applicable qualifications and standards required for Loan Officer Licensure under the SAFE Act.
• Ability to read, write, and communicate at a level consistent with the requirements of this position and to generate independent leads for new business.
• Must be comfortable working with the public, and able to make good decisions and meet deadlines.
• Ability to write accurate reports and documents; holds self to a high level of quality.
• Must be self-motivated and enthusiastic to obtain personal and company goals.
• Ability to stay organized to easily retrieve information and documents as needed.
• Must be able to work flexible hours and be willing to travel. Must possess a valid driver’s license in the appropriate state.
• Flexibility to adapt to peak periods of heavy workload and pressure.
• High School Diploma or equivalent.
• A minimum of two years’ experience in the mortgage industry, preferred.
• Proficient with MS Office including Word and Excel.
• Employee must remain current on any and all applicable registration, licensing and training obligations required under the SAFE Act and/or any other state, federal or local laws pertaining to Loan Officer Certification or standards.

Nice To Haves

• Experience with Construction and Government loans; FHA, VA & USDA, preferred.
• Some exposure to marketing and/or preparation of advertising materials.

Responsibilities

• Understand loan documents, mortgage process and loan origination system to effectively manage an application through the system (including copying, scanning and uploading, etc…)
• Assist mortgage loan officers with gathering all necessary documentation from borrowers to ensure timely receipt of a mortgage loan pre-qualification.
• Track all outstanding items with borrowers to ensure timely receipt of necessary documentation.
• Work with processors and closers to help insure an effective process from initial borrower contact to loan closing.
• Maintain effective communication on loan status with applicants, realtors, other third parties and staff.
• Assist Senior Loan Officers with the preparation and distribution of marketing materials.
• Effectively maintain mortgage filing system and perform general clerical/administrative tasks as necessary.
• Secure and maintain NMLS Certification.
• Stay informed of trends and developments in the local real estate market and the competitive environment, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
• Maintain a professional image and standards consistent with company policies and procedures.
• Responsible for a high level of confidentiality and security while handling personal information; verbal and/or written documentation.
• Assist and support mortgage loan officers by performing other duties as assigned.

Benefits

• Health & Wellness: Enjoy comprehensive health insurance plans, including medical, dental, and vision coverage, to keep you and your family healthy.
• Retirement Savings: Take advantage of a 401(k) plan with company match to help you plan for your future.
• Paid Time Off: Benefit from paid vacation, holidays, and sick leave to ensure you maintain a healthy work-life balance.
• Professional Development: We support your growth with training, education, and opportunities for career advancement.
• Employee Assistance Program (EAP): Access confidential counseling and support services for personal or professional challenges.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED