Loan Assistant III (Commercial)

Glacier Bancorp • Chubbuck, ID

372d

About The Position

Come work for the best! Citizens Community Bank has been voted Best Bank at the Idaho State Journal's Reader's Choice Awards for the past seven years! The Loan Assistant is a major part of the continued success of Citizens Community Bank. The primary function of the Loan Assistant is to provide support to our lenders to contribute to our overall success. A Loan Assistant achieves that support by assisting lenders with their loan requests and by providing clerical and administrative support to process and maintain all types of customer loans in addition to other functions. This position requires knowledge of commercial loans and documentation, as well as, the ability to review and prepare commercial loan closings, effectively communicate with customers and co-workers to provide a variety of administrative duties.

Requirements

• Ability to work in a professional manner.
• Able to work quickly and accurately.
• Ability to understand and follow written and oral instructions.
• Ability to communicate effectively verbally and in writing.
• Proficient with keyboarding and computer applications.
• Proficient with ten-key calculator and typewriter.
• Organized and detail-oriented.
• Moderate level of knowledge of loan documentation.
• Moderate level of knowledge of multi-line phone systems.
• Moderate level of knowledge of spreadsheets.

Nice To Haves

• High school diploma or equivalent.
• Customer service and sales experience.
• Banking experience is preferred.

Responsibilities

• Assist commercial loan officer with new loan applicants, including interviewing clients when needed.
• Gather initial documentation necessary to make loan decisions, such as credit bureau reports, OFAC, lien searches, tax notices, order appraisals, title commitments, etc.
• Prepare documents for commercial loan packets, including SBA, RBS, and other government programs and packages for closings.
• Assist lender with loan closings and be prepared to close loans.
• Assist lender with follow-up loan closing items such as tracking collateral and managing the customers' portfolio.
• Keep current on loan programs, lending regulations, procedures, and documentation.
• Assist Customer/Lender with file maintenance, portfolio maintenance, and credits/debits to all accounts/loans as needed.
• Assist Lender with reports, scheduling, and arranging events and lunches with customers and for bank meetings.
• Assist commercial loan officer with marketing strategies, including customer calling programs and cross-selling other Citizens Community Bank products.
• Monitor production numbers for the lending team on all calls, referrals, and sales for the annual performance process.
• Assist with loan operations functions such as importing documents, scanning, and document retention.
• Process payments, construction loan draws, and other transactions for customers and carry out basic accounting functions.
• Work with the lenders to clear technical and collateral exceptions.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Health savings account option
• Employee Assistance Program (EAP)
• Health rewards program
• 401(k) retirement savings plan
• Discounts on banking products and services
• Paid sick, holiday, and vacation time

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: High school or GED
• Number of Employees: 1,001-5,000 employees