Life - Medical Director -Part-Time

Cincinnati Financial•Fairfield, OH

4h•Remote

About The Position

At The Cincinnati Insurance Companies, we prioritize people and the Golden Rule, seeking extraordinary individuals to join our team. We serve independent agents, helping to protect families and businesses. The Life Underwriting and Policy Issue department is seeking a part-time medical director. This role is responsible for providing medical guidance for risk assessment, underwriting guideline development, and medical research evaluation to ensure sound, evidence-based underwriting decisions. Positions serving territories away from the Headquarters in Fairfield, Ohio, may be fully remote.

Requirements

strong knowledge of medical literature and ability to apply findings to insurance risks
excellent written and oral communication skills
an action oriented and efficient approach to decision making
ability to apply medical concepts accurately within underwriting and life claims contexts
proficiency in electrocardiogram (ECG) interpretation
an active U.S. medical license
a MD or DO degree from an accredited medical school
five or more years of clinical experience

Responsibilities

provide expert medical consultation for complex life underwriting referrals
identify and interpret medical information relevant to case evaluation
assist the chief underwriter with updating medical underwriting guidelines
provide support for life and disability claim adjudication as needed
develop and deliver medical training for underwriters to enhance medical risk evaluation skills
assist underwriting colleagues in applying medical concepts consistently and correctly
support underwriting processes through clear interpretation of clinical trends and insurance relevant medical considerations
present new and emerging medical advances to the underwriters