Licensed Loan Officer - Remote

Lower

2d • Remote

About The Position

Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience. With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger. Job Description: Ready to take your mortgage career to the next level with us? If you're already thriving in a direct-to-consumer lending environment, you know the formula: high-quality leads, fast tech, and a company that backs you with real support. At Lower, we’ve perfected that model - and we’re looking for NMLS-licensed loan officers who want to close more deals, earn more, and make a bigger impact.

Requirements

• You hold an active NMLS license and have 1+ year of experience originating loans in a consumer-direct model.
• You’re a closer - driven by performance, motivated by commission, and wired for results.
• You thrive in a fast-paced, tech-enabled environment and know how to manage a high-volume pipeline.
• You’re passionate about helping people make smart financial decisions and delivering a 5-star experience.

Nice To Haves

• Experience with Encompass is a plus - but hustle and heart matter more.

Responsibilities

• Work high-intent inbound leads - no cold calling, just real conversations with ready-to-act borrowers.
• Connect via phone, text, and email to guide prospects through the loan process with clarity and confidence.
• Educate and advise borrowers on products that fit their goals - whether it’s purchase, refi, or cash-out.
• Analyze credit and financial data to match customers with the right solution.
• Present pricing and terms in line with company standards and compliance requirements.
• Drive repeat and referral business through exceptional service and follow-through.

Benefits

• Best-in-class leads delivered daily - plus top-tier comp for any business you bring in yourself.
• A brand built on trust: 20K+ five-star reviews across Google, Zillow, LendingTree, and Facebook.
• Training that actually matters - weekly sessions to sharpen your skills and stay ahead of the curve.
• A culture that rewards performance and celebrates impact.
• Competitive commission structure with uncapped earning potential
• Full benefits: medical, dental, vision, paid holidays, PTO, parental leave
• Life insurance, short- and long-term disability, 401(k) with company match
• Corporate wellness program
• Employee discount on home mortgage purchases and refinances

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed
• Number of Employees: 251-500 employees